If the insurer does not furnish forms to the insured after notice of loss has been given, the insured must contact the insurer to ask for the necessary forms.
What does Insurer mean?
An insurer is a company that provides insurance, which is a form of risk management primarily used to hedge against the risk of a contingent or uncertain loss. Insurers provide coverage in exchange for payment of a premium, which is determined by the frequency and probability of an event occurring.Insurers typically provide coverage for personal or commercial losses, such as property damage or liability due to accidents, medical expenses, or lost wages due to injury. They may also provide coverage for more unusual risks such as natural disasters, acts of terrorism, and even cyber attacks.
What is Commercial loss?
Commercial loss is the reduction in profits, revenue, or value of a business due to an event or series of events such as a natural disaster, an economic downturn, or a legal action. It can also refer to the costs associated with attempting to restore the business to its pre-loss state.Commercial loss can have a significant impact on a business, both financially and in terms of customer confidence. Businesses may be able to recover some or all of their losses through insurance claims or other legal proceedings. In some cases, however, businesses may be forced to close due to the severity of the loss.
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True or false? If your expenses are more than your income, you have a positive net cash flow.
What is private property and freedom of ownership?
It refers to the legal status of owning property by any non-governmental entity that is a private party or naturally a person irresctive of their gender.
Private property is the private ownership of the means of production like land and other materials for personal needs and profit by non-governmental bodies and which asserts their legal status. Whereas freedom is dependent on ownership and private property as an individual has the right to own land and make various economic decisions and judgments and is free to choose their own set of interests and priorities, can perform any task or activity, and must have complete freedom of his/her property to himself/herself and abided by the law.
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How does the government seeks to reduce the economic gap between rich and poor?
If a society decides to lessen economic inequality, it has three main tools at its disposal: redistribution from high earners to low earners; ensuring that a ladder of opportunity is widely accessible; and an inheritance tax.
Define economic gap and some step taken by government to reduce it?Wealth is the total value of all assets, including cash in bank accounts, investments, pension funds, and the market value of a home. Income is a flow of money received, frequently measured on a monthly or annual basis.
Redistribution:
Redistribution is the process of taking money from people who earn more money and giving it to people who earn less. We looked at some of the major government programs earlier in this chapter, including Medicaid, SNAP, the earned income tax credit, and the welfare program TANF.The Steps Up the Opportunity Ladder:
Economic inequality is perhaps most concerning when it results from a child's upbringing and not from effort or talent. The United States has frequently been referred to as a land of opportunity. The general notion of a ladder of opportunity for all citizens still holds a lot of appeal, but the details are frequently quite contentious.To now more about the economic gap, here
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Even with large majorities of their own party in congress, presidents experience difficulty in exercising legislative leadership because?
Even with large majorities of their own party in Congress, presidents experience difficulty in exercising legislative leadership because the president must compete against state governors for influence.A. The weak nature of political parties hampers the president’s ability to control Congress.
Define governor?A governor is the executive head of a polity or political territory who reports to the head of state. In other situations, such as with governors-general, a governor serves as the head of state's official representative.In accordance with Article 159 of the Indian Constitution, the governor's main duty is to uphold, defend, and safeguard the constitution and the law when managing the affairs of the state.Executive. Governor and the Council of Ministers, whose Chief Minister serves as its leader, make up the state executive. A state's governor is chosen by the president and serves at his discretion for a period of five years. Only Indian citizens over 35 are qualified for appointment to this position.To learn more about governor refer to:
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auditing standards do not require auditors of financial statements to:
Auditing standards do not require auditors of financial statements to inform the police of any mistakes or frauds you come across.
What is not required of an auditor?Unique Considerations. Transactions that take place after the date of the auditors' reports are not their responsibility. They are also not obligated to find every case of fraud or financial misrepresentation; the management team of an organization is generally in charge of that.
Why are auditing standards require?They follow an auditing standard because they are trained professionals, which helps ensure the validity and reliability of their reports. The purpose of auditing standards is to direct the auditor and make sure that their work is of a high caliber and supported by solid evidence.
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Which of the following is a common marketing CRM metric?
Average time to resolution
Cost per interaction by marketing campaign
Number of new prospective customers
Average number of service calls per day
Option (b), One frequent marketing CRM measure is cost per interaction per marketing campaign.
How do you define CRM marketing strategy?"Customer relationship management" is what CRM stands for. A CRM strategy is your plan of action for improving communication between your sales, marketing, and customer service teams and your clients. CRM strategies and software solutions usually work together.
What is the CRM's main objective?All of your company's contacts and relationships with present and potential customers are organized by the customer relationship management (CRM) application. It's simple to understand the goal: to promote stronger business ties. Through the usage of a CRM system, businesses can increase profitability, process effectiveness, and client retention.
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What good is equity in a house?
An item that raises your net worth and improves your financial situation is home equity. Your mortgage payments can be compared to investing in bonds or other long-term assets as a form of monthly savings deposit. Your money is restricted for the time being, but it is available if you need it.
For a number of reasons, having substantial equity in your house is a fantastic situation to be in.
Sell your house for a profit:When you sell your house, the money from the sale initially goes to paying off your mortgage, after which you can either keep the remaining funds or put them toward the purchase of a new house. Your home selling proceeds will increase in proportion to the amount of equity you have. Just keep in mind that you might be required to pay capital gains tax on the proceeds of the sale.
Home equity loanYou don't always have to sell your property and move out in order to use your equity as a loan. Additionally, you might use a home equity loan or Home Equity Line of Credit (HELOC) to borrow money against the value of your house .
These loans, which are second mortgages, let you borrow money against your equity and put your house up as security. This implies that you risk losing your home if you don't repay the loan. The key distinction between the two loans is that while a Home Equity Line of Credit (HELOC) places your money into a line of credit, a home equity loan gives you your money in a single lump sum payment.
You can take out a portion of your home's equity through a cash-out refinance, which is added to the current loan balance and refinanced into a new loan. You receive the cash difference, which you can utilize to further your financial objectives.
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What are the 4 types of demands?
Individual and Market Demand, Organization and Industry Demand, Autonomous and Derived Demand and Demand for Perishable and Durable Goods.
What are the determinants of demand?There are several demand factors, however the top five demand determinants are as follows: Product cost: Product demand changes in response to changes in commodity prices. People's decisions to buy a product remain consistent only if all other circumstances remain constant. Consumer spending power: When income rises, so does the quantity of products demanded. Similarly, as income falls, demand falls as well. Related products and services costs: In the case of a complementary product, an increase in the price of one commodity reduces demand for the complementary product. Consumer expectation: A high anticipation of income or a price increase for a good leads to an increase in demand. Similarly, poor income expectations or cheap product pricing will reduce demand.
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How do you calculate fit?
Answer:
FIT is calculated using completed W-4, taxable wages, and pay frequency.
Explanation:
Federal income tax (FIT) is calculated using the information from an employee's completed W-4, their taxable wages, and their pay frequency.
What are the 3 basic questions economic questions?
Economics is a complex field of study, but there are three basic questions that it seeks to answer.
The first economic question is “What goods and services should be produced?” This question seeks to determine which products and services are most important in an economy.
The second economic question is “How should these goods and services be produced?” This question focuses on the most efficient methods for producing the goods and services.
Finally, the third economic question is “For whom should these goods and services be produced?”
This question examines the distribution of resources within an economy. By addressing these three questions, economists seek to maximize the efficiency and productivity of an economy.
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how much does it cost to get artificially inseminated
To get artificially inseminated, we have to spend about $300 until $1,000. These costs vary depending on the location or hospital you want, the type of additional treatment, and whether or not you have insurance.
In biology, Artificial insemination generally can be described as one of the technology that deliberate introduction of sperm into uterine cavity or a female's cervix o for the purpose of achieving a pregnancy through in vivo fertilization by means other than sexual intercourse. Artificial insemination may employ sperm donation, assisted reproductive technology, and animal husbandry techniques. There are several types of Artificial insemination techniques, there are intrauterine insemination (IUI) and also intracervical insemination (ICI).
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Is it better to lease 24 or 36 months?
Yes, is it better to lease a 24 months lease plan, as it will offer more flexibility over a 36-month or 48-month agreement.
Although the monthly payments will be considered to be more expensive in order to cover this depreciation. As such, a deal which tends to lasts 2-3 years is seen as much more attractive to the person who is leasing. Thus, when it comes to leasing, then it's common knowledge that the lessees tend to agree to a maximum number of miles.
However, a 24-month lease plan will thus offer more flexibility over a 36-month or 48-month agreement, but then these can often cost a little more. So, if you are after a car which is affordable, then the 36-month contract will be a more sensible choice.
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identifying smaller groups within a target market and developing products and services to satisfy these groups is called
Market segmentation is the process of identifying smaller groups within a target market and creating goods and services to appeal to these groups.
What exactly does market segmentation involve?The act of segmenting is the division of a huge market into smaller segments in order to pick the optimal target market for various organizations. Market segmentation makes it possible to develop and implement effective marketing strategies to reach the target market.
The act of dividing a big population into more manageable groupings based on a few shared traits is known as market segmentation. These groups might have similar locations, beliefs, behaviors, and demographic characteristics (such age and gender), or a combination of these characteristics. A customer may belong to multiple market segments.
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What is the car lease formula?
A car lease payment is made up of three parts: a Depreciation Fee, a Finance Fee, and Sales Tax — all added together.
Depreciation Fee, Finance Fee, and Sales Tax are the three components that make up a lease payment; they are put together. Below, we'll examine the formula's first two components. Later on, we talk about sales tax.
Calculation Example Using the Leasing FormulaAfter examining the automobile lease payment formula, let us now examine how it functions in practice.
Let's say you opt to lease a Toyota Camry XLE for three years (36 months) at a cost of $24,600. (MSRP).
You were successful in bringing the cost down to $23,000. (Cap Cost). Even though you have a trade-in for $5000, you opt against making a down payment. Therefore, your Net Cap Cost is $23,000 – $5000 = $18,000.
As a result of your inquiry, the dealer now informs you that the residual percentage is 60% of MSRP and the money factor is.00375 (.00375 x 2400 = 9.0%). As a result, your residual sum is $14,760 ($.60 x $24,600).
The Math steps:Depreciation Fee = ( $18,000 – $14,760 ) ÷ 36 = $90.00
Finance Fee = ( $18,000 + $14,760 ) × .00375 = $122.85
—
Monthly Lease Payment = $90.00 + $122.85 = $212.85 (sales tax not included)
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What are some characteristics of short term investments?
Good short-term investments may share many characteristics, but they are typically distinguished by the three following characteristics:
Stability:Unlike many stocks and bonds, good short-term investments do not fluctuate in value significantly. The funds will be available when you need them and are frequently protected by FDIC insurance or a government guarantee.
Liquidity:A good short-term investment usually has high liquidity, which means you can get your money back quickly. You'll know when the money becomes available in the case of certain CDs, and you can always redeem the CD, though it will often come with a penalty unless you choose a no-penalty CD.
Low transaction costs:Unlike, say, buying a house, a good short-term investment doesn't cost much to get into or out of. This is crucial in situations where short-term investment yields are poor.
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Deductions this week: federal tax $47. 89, fica $43. 02, state $5. 35. What is the annual federal tax deduction?.
A standard deduction is a single, predetermined-dollar amount deduction.
What is a tax deduction?A provision that lowers taxable income is known as a tax deduction. A standard deduction is one lump sum deduction with a set dollar amount. Higher-income taxpayers generally have substantial deductible expenses, such as state and local taxes paid, mortgage interest, and charitable contributions, making itemized deductions popular among them.
The standard deduction is a defined amount that the government has established that you can deduct from your taxable income. The amount of income that is subject to tax is decreased when you provide this number on your yearly tax return. The standard deduction is adjusted for inflation each year and takes into account how you file your taxes.
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Answer:
2, 490.28
Explanation:
Its simple math. 52 weeks in a year- times the amount of federal tax per week. :))
A theater company is considering raising the price of its tickets. It currently charges $8. 50 for each ticket and sells an average of 200 tickets for each show. The company estimates that for each $0. 25 increase in the price of the ticket, the average ticket sales will go down by 5 people. Which equation could the company solve to find the number of price increases it could make, x, and still have a revenue of $1,700?.
The company could use the following equation to find the number of price increases, x, that would still allow them to have a revenue of $1,700:
Revenue = Ticket Price x Number of Tickets Sold
$1,700 = (8.50 + 0.25x) * (200 - 5x)
The company is assuming that for each $0.25 increase in the price of the ticket, the average ticket sales will go down by 5 people. So the number of ticket sold will decrease by 5x
To solve the equation for x, we can first multiply both sides of the equation by (200-5x) and rearrange:
(200-5x)*(8.5 + 0.25x) = 1700
Then, expand (8.5 + 0.25x) * (200-5x) and simplify the equation to:
1700 = 1700 - 5x(8.5 + 0.25x)
On both sides we have 1700, so we get
0 = 5x(8.5 + 0.25x)
In order to find the value of x, we will have to divide both sides by 5x*0.25x to get:
x = x can't be calculated because x cannot be zero
The company can not determine the number of price increases it could make, x, because the number of tickets sold depends on the ticket price and the coefficient of the variable x, is zero, which makes x an indeterminate. Therefore, it is impossible to solve for x in this equation and as such the company should consider other factors and strategies in order to reach a revenue of 1700
What are the main points of comparison?
The concept given is a Comparison Essay. A comparison essay compares and contrasts two things, it points out the similarities and differences (mostly focusing on the differences) between those two things.
Writing a great comparative essay means systematically emphasizing the similarities and differences between two things. Start by selecting the parameters (items) to compare, write an outline, and fill in the details for each section.
The first paragraph introduces the topic, grabs the reader's attention, and provides a high-level summary of the process. It might be a good idea to end the first paragraph with a thesis summarizing the main points of the differences (or similarities).
The key points used to write the comparative essay includes:
1)Similarities & Differences: A comparison essay requires you to look at the differences and similarities of the two or more elements you will evaluate in your essay.
2) Thesis Statement: The thesis drives the rest of your essay, so you should consider your subject carefully to help you form this main idea.
3) Structure: The subject matter and the significant similarities or differences may help determine how to lay out your essay.
4) Conclusion.
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The PPC below shows how many airplanes and pizzas Country A and Country B can produce with a certain number of workers.
PPC stands for pay-per-click, a demonstrate of computerized publicizing where the sponsor pays a expense each time one of their advertisements is clicked.
Basically, you're paying for focused on visits to your site (or landing page or app).
What does PPC cruel in marketing?
PPC or pay-per-click could be a sort of web showcasing that includes promoters paying a expense each time one of their advertisements is clicked.
What is PPC in SEO?
Go-ogle Advertisements is Go-ogle's pay-per-click (PPC) publicizing arrangement, which permits businesses to offered on watchwords for a chance to appear advertisements in Go-ogle look comes about. When utilizing Go-ogle Advertisements, you merely pay when somebody clicks on your advertisement to visit your location or call your business.
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Is China open to free trade?
China became a member of the World Trade Organization in 2001. Additionally, China has free trade agreements with many countries, including Switzerland, Pakistan, the ASEAN-China Free Trade Area, Australia, South Korea, and Switzerland.
With average annual real gross domestic product (GDP) increase through 2018, a rate dubbed by the World Bank as "the fastest sustained expansion by a major," China has been among the world's fastest-growing economies since opening up to foreign trade and investment and enacting free-market reforms in 1979. Food items containing specific food additives and Organization that the National Health and Family Planning Commission (NHFPC) has determined to be hazardous to human health are also prohibited.
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retailers can foster customer loyalty by
Is property tax local or state?
Property taxes are paid by taxpayers in all 50 states and the District of Columbia, but local governments (cities, counties, and school districts) rather than state governments are largely responsible for collecting this tax.
Property tax is an ad-valorem tax levied by the local government and paid by the owner of the property on real estate. It's thought to be a regressive tax. The worth of the assets that a person owns, including land, is typically taken into account when determining taxes. The assessed tax will be used by the local government to pay for any upgrades required to the water and sewer infrastructure, as well as for law enforcement, fire protection, and other services. Reconveyance deeds are unaffected by property taxes. Tax compliance refers to both governmental activities and individual behavior in order to guarantee that taxpayers are paying the appropriate amount of tax at the appropriate time and receiving the appropriate tax allowances and tax reliefs. A tax is a required payment of any kind.
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Statistical planning models almost always have to be complemented by _____.
Answer: Statistical planning models almost always have to be complemented by _____.
subjective judgments
Does marginal revenue equal marginal cost in a monopoly?
Yes, marginal revenue equal marginal cost in a monopoly.
The marginal cost curve is inclining upwards. The quantity of goods produced at which marginal revenue equals marginal cost, or when MR = MC, is the decision that will maximize profits for the monopoly.
If the monopoly produces less, MR > MC at given output levels, and the enterprise can increase profits by increasing output. While a company produces more, MC > MR prevails, allowing it to increase profits even when it produces less overall.
By examining the marginal revenue and marginal expenses of producing an additional unit, a monopolist can estimate the price and quantity that will maximize its profits. The company should produce an additional unit if the marginal revenue is greater than the marginal cost.
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How do you calculate gross taxable income?
Taxable Income = Gross Sales - Cost of Goods Sold - Operating Expense - Interest Expense - Tax Deduction/ Credit. Adding up all sources of income, excluding nontaxable items, and subtracting credits and deductions yields taxable income.
Other forms of compensation, such as fringe benefits and stock options, are included in addition to wages, salaries, commissions, fees, credits and tips. Your employer should provide you with a Form W-2, Wage and Taxable Statement, detailing the compensation you received for your services. Other forms credits of compensation, such as fringe benefits and stock options, are included in addition to wages, salaries, commissions, fees, and tips.
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What is the account balance of Supplies if: Cash = $2,300; Supplies = ??; Equipment = $650; and Liabilities +
Owners' Equity = $4,100
According to this question, with the given data available to us, the account balance of supplies is $1050.
What is the calculation for the same?The information provided gives us the following equation:
Assets = Liabilities + Owners' Equity
We know that:
Cash = $2,300
Equipment = $650
Liabilities + Owners' Equity = $4,100
Therefore:
Assets = Cash + Supplies + Equipment
To find the value of Supplies we can use the equation above and the information provided:
Assets = Liabilities + Owners' Equity
Cash + Supplies + Equipment = Liabilities + Owners' Equity
Supplies = Liabilities + Owners' Equity - Cash - Equipment
Plugging in the numbers:
Supplies = $4,100 - $2,300 - $650
Supplies = $1,050
So the account balance of Supplies is $1,050.
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Companies pursuing a home replication strategy
O usually have low operating costs and high efficiency.
O limit availability of local customization.
O have loose headquarters control over product strategy.
O have local subsidiaries that develop unique country-level capabilities.
Activities related to product development are frequently centralized in the home country of companies using a home replication strategy.
A home replication technique is what?Home Replication Technique. Corporations will use the same production rates, means of distribution, and brand recognition when starting a business in a foreign market.
There have been imitations of the Wal-Mart domestic system. if a business hopes to flourish and compete on the global market.
Is domestic replication using international strategy?The home replication technique is utilized when there is little to no demand for flexibility or standards. By using this strategy, items that were developed primarily for domestic consumers may be able to enter new overseas markets without requiring substantial revisions.
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How did the federal government respond to the demands of the Bonus Army?
President hoover tagged to disregard them, hoping they would go down. They did no longer. On June 17, 1932, congress defeated the bill that called for immediate perk charges some went domestic, but some stayed.
Douglas MacArthur, though S. Army leader of the labor force, drove out the demonstrators and destroyed their campgrounds, with the use of tanks, and tear energy. One stager comes shot to death, and several stagers and bobbies have been wounded. Congress also appropriated$,000 to shoot the protestors home, and they dispersed.
When the" perk service" a set of world struggle stagers enthralled Washington. C. In 1932 and demand early payment of their stager perk. President Herbert Hoover angrily ordered the warfare department to draft the leaders of the kick army immolations.
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if you are charged with selling/providing/delivering alcohol
If a person is criminally negligent and offers alcohol to a habitual drinker or an intoxicated or insane person, they will be breaking the law.
(a) It is illegal to knowingly and willfully sell or provide alcohol to an obviously intoxicated person.
(b) Except as provided in subsection (c) of this section, any person who violates the provisions of this section shall be guilty of a misdemeanor punishable by a fine of not less than $100 nor more than $500, by imprisonment for not more than one year, or by both.
(c) A violation of this section or Section 106.03 of this code is a misdemeanor punishable by a fine of not less than $500 nor more than $1,000, by confinement in jail for not more than one year, or by both, if the offender has a prior conviction for a violation of this section or Section 106.03 of this code.
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both goods and services are both counted as wealth.
Answer: i dont get this question but true or
A nation's wealth is comprised of all items, including natural resources, factories, etc. While goods are counted as wealth, services are not because they are intangible. This does not mean that services are not useful.
Explanation:
It is accurate to say that both things and services count toward wealth.
Any action or usage that a client, business, or government is prepared to pay for is considered a service. Examples include the work carried out by accurate barbers, physicians, attorneys, mechanics, banks, insurance businesses, and others.
Public services are those that are funded by society (a nation-state, fiscal union, or area) as a whole. Service providers help customers by utilizing their resources, expertise, innovation, and experience.
The definition of a service is an intangible act or activity that adds value for the client by the service provider.
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