An investment time horizon, or just time horizon, is the period of time one expects to hold an investment until they need the money back. Time horizons are largely dictated by investment goals and strategies. For example, saving for a down payment on a house, for maybe two years, would be considered a short-term time horizon, while saving for college would be a medium-term time horizon, and investing for retirement, a long-term time horizon.
KEY TAKEAWAYS
Time horizons are periods where investments are held until they are needed.
Time horizons vary according to the investment goal, short or long.
Time horizons also vary according to the time by which you begin investing.
The longer the time horizon, the longer the power of compounding has to work.
Generally speaking, the longer the time horizon, the more aggressive an investor can be in their portfolio, and vice versa.An investment time horizon is the time period where one expects to hold an investment for a specific goal. Investments are generally broken down into two main categories: stocks (riskier) and bonds (less risky). The longer the time horizon, the more aggressive, or riskier, a portfolio an investor can build. The shorter the time horizon, the more conservative, or less risky, the portfolio the investor may want to adopt.
Ramon is a very balanced task and relation-oriented leader. which type of leadership does ramon have?
Ramon is a very balanced task and relation-oriented leader. Ramon has behavioral leadership.
Theories of leadership explain how and why specific individuals become leaders.
They emphasize the character characteristics and actions that people might adopt to improve their leadership skills.
According to the behavioral leadership hypothesis, a leader's effectiveness is determined by their behavior rather than by their inherent qualities.
According to the behavioral leadership theory, a leader's responses to a particular scenario should be observed and evaluated.
According to this belief, leaders are created, not born.
According to this theory's proponents, anyone who can learn and apply specific characteristics can become an effective leader.
Hence, Ramon is a very balanced task and relation-oriented leader. Ramon has behavioral leadership.
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Ramon is a very balanced task and relation-oriented leader. which type of leadership does Ramon have : behavioral
Leadership is the accomplishment of a goal through the direction of human assistants. The man who successfully marshals his human collaborators to achieve particular ends is a leader.
A good leader maintains and develops skills, knowledge and experience in themselves and others. A good leader is objective, fair and reasonable.
Leadership is the ability of an individual or a group of individuals to influence and guide followers or other members of an organization.
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Autonomous expenditures Multiple choice question. vary with output. are the same regardless of production. are zero when income is zero. vary with income.
Autonomous expenditures are the same regardless of production.
What are autonomous expenditures?
Autonomous expenditures represents expenditure that do not vary with the level of production, income or output. It remains constant regardless of the level of income, production or output. It would remain positive when income is zero.
An example of autonomous expenditures in production is rent. Rent is a fixed expense that is determined by a contract. If the producer decides not to produce any goods for a week, the producer would still have to pay rent on the factory been used.
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Bookmark question for later one benefit of ________ is that employees can access knowledge and expert systems on a just-in-time basis. Distance education time freedom remote learning technology
Answer is technology.
Just-in-time (JIT) inventory is the management method that reduces the inventory while increasing the efficiency. Since Toyota introduced just-in-time production in the 1970s, it is also known as the Toyota Production System (TPS).
Toyota Motor Company: Toyota is a well-known example of a company that uses the JIT process. When a customer puts an order, Toyota only gets raw materials at the factory when it is ready to begin manufacturing the vehicle. This procedure reduces inventory keeping expenses.
Therefore, the answer is technology which has made access knowledge and expert system by employees on a just in time basis.
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If the poverty threshold for a household of four is $20,000 and the rockefeller family of four has an income of $24,000, then the rockefellers are classified as:________
If the poverty threshold for a household of four is $20,000 and the Rockefeller family of four has an income of $24,000, then the Rockefellers are classified as near poor (ratio of 1.2). This is further explained below.
What is the Rockefeller family?Generally, For example, if the poverty line for a four-person household is $20,000, and the Rockefellers make $24,000, they are considered near-poor (ratio of 1.2).
In conclusion, Whatever remained of the money amassed by the Rockefeller family has been stowed away in charitable trusts or distributed among the family's hundreds of relatives. Forbes estimates that the aggregate net worth of the clan in 2020 was $8.4 billion, which is equivalent to £6.1 billion, however, this number may be on the low end of what is really possible.
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True or false: the shared value creation framework aims to reconcile the concept of gaining and sustaining a competitive advantage with corporate social responsibility
True.
The shared value creation framework provides guidance to managers about how to reconcile the economic imperative of gaining and sustaining competitive advantage with corporate social responsibility. It helps managers create a larger pie that benefits both shareholders and other stakeholders.
The purpose of corporate governance is to facilitate effective, entrepreneurial, and prudent management that can deliver the long-term success of the company. Corporate governance is the system by which companies are directed and controlled. Boards of directors are responsible for the governance of their companies.
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The relationship formed between the seller and the customer after they both assess trade-offs and swap value is called the: a.selling process b.sharing process c.exchange process
The relationship formed between the seller and the customer after they both assess trade-offs and swap value is called the b.sharing process.
Sharing is sharing resources or spaces. It is also a process of sharing and distribution. In a narrower sense, it refers to the communal or alternating use of finite commodities, such as communal pastures or communal apartments.
Knowledge sharing is the process of transferring implicit (undocumented) and explicit (documented) information from one person to another. In companies, sharing knowledge not only increases productivity but also enables employees to perform their jobs effectively and efficiently.
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You are a retail investor and trading shares on Robinhood (TM). You believe that the bear market in NASDAQ stocks market over the past several months will continue and that stocks in general will decline over the next 12 months. If the market indeed declines per your forecast, it should be least profitable to have invested in:
It should be least profitable to have invested in Stocks with Low Betas.
What are NASDAQ stocks?On an automated computer network, investors can buy and sell stocks on the NASDAQ electronic stock exchange. Through a computer network, investors can purchase and sell equities on the NASDAQ Stock Market. On the NASDAQ exchange, shares of more than 3,300 firms are traded openly. Other exchanges utilize automated trading, but NASDAQ is distinct since it focuses on high-tech businesses. This post is for business owners and anybody else interested in learning more about the NASDAQ stock exchange. A computer network that is automatic, transparent, and quick is how the NASDAQ Stock Market, an American stock exchange, allows investors to purchase and sell equities.Non-professional market participants known as retail investors typically make smaller investments than larger, institutional investors. Although some internet brokers provide no-fee trading, retail investors may pay greater fees and commissions due to their smaller trade sizes.
Therefore,
It should be least profitable to have invested in Stocks with Low Betas.
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The freedom for people to buy, sell, and use land, buildings, machinery, and inventions are basic capitalist rights under?
The freedom for people to buy, sell, and use land, buildings, machinery, and inventions are basic capitalist rights under the right to own private property.
Capitalism: What Is It?
In a capitalist economy, private people or companies own the capital assets. The labor force, which does not own the means of production but merely uses them on behalf of the capital owners, is employed by business owners (capitalists).
Why Private Property Rights Are Important for Capitalism?
A framework that safeguards people's legal right to own or transfer private property is necessary if people or enterprises are to utilize their capital assets with confidence. Contracts, honest dealing, and tort law will all be used in a capitalist society to support and uphold these private property rights.
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The imposition of a price ceiling on a market often results in:
The imposition of a price ceiling on a market often results in a shortage.
Price ceilings prevent a charge from growing above a certain stage. whilst a rate ceiling is set beneath the equilibrium charge, the amount demanded will exceed the amount provided, and extra calls for or shortages will result.
The usual end result of a charge ceiling is a shortage because whilst a charge ceiling is set beneath the equilibrium charge, the quantity demanded is greater than the quantity supplied.
A charge ceiling is illegally imposed on most rates. When the rate is about underneath the equilibrium rate, the quantity demanded will exceed the amount supplied. This could bring about a shortage.
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If an economy is in short-run equilibrium that is below potential, what forces will bring the economy to long-run equilibrium?
If an economy is in short-run equilibrium that is below potential, the forces that will bring the economy to long-run equilibrium are new price level, nominal salaries, prices, and perceptions decrease.
Real GDP equilibrium and the short-run price level are determined by the junction of the economy's aggregate supply and demand curves. Its long-run equilibrium is determined by where aggregate demand and aggregate supply intersect.
The concept of the long run states that all markets are in equilibrium, all prices have fully adjusted, and all quantities are in equilibrium. The short-run, in contrast, is characterised by some limitations and a partial state of market equilibrium.
When enough time has passed and no factors have been fixed, the overall supply shifts from the short to the long term. Then, the new short-run and long-run equilibrium states are contrasted with that condition of equilibrium.
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A method of community organization that is used to address a problem through the applicatio of pressure is________.
A method of a community organization that is used to address a problem through the application of pressure is social advocacy.
Community organizing is the method of building power by involving a constituency in identifying problems they share and the solutions to those problems that they prefer; identifying the people and structures that could make those solutions possible; enlisting the targets in the effort through negotiation and using confrontation and pressure when needed.
Social advocacy is the act of helping a concept, need, person, or group. It is the concept of empowering a group or institution of individuals to support marketing strategy via sharing content and connecting with a larger target audience.
Social advocacy is what helps corporations and brands build their credibility. It is approximately getting other human beings to recognize and speak about your brand so that it will assist you to develop your audience, as well as improve your popularity.
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Daniel and Debra have a principal residence in Ohio, but they also own residences in South Carolina and Colorado. None of the homes are rental property. For 2021, their total real property tax bills total $9,800. On how many of these homes can Daniel and Debra deduct the real property taxes?
Daniel and Debra deduct the real property taxes on 3 homes.
Fixed asset tax rate from 1% to 2% of the appraisal value.
Article 233 of the Local Government Act of 1991 provides the following basic fixed asset tax rates based on the appraisal value of the real estate in the Philippines. 2% for cities or municipalities in Metro Manila.
Real estate includes land, permanently related buildings, and facilities. Property taxes are levied on agricultural, commercial, industrial, residential, and practical assets. Private property is a property that is not permanently attached to real estate. B. Appliances, furniture, tools, computers.
Real estate is real estate and anything that is permanently attached to real estate. Property owners have all property rights, including the right to own, sell, rent and enjoy the land.
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A popular entrepreneurship method used to assess whether creative solutions actually address customer problems is called the
A popular entrepreneurship method that's used to assess whether creative solutions solve customer problems is known as the value proposition canvas.
The four factors of production.In Economics, there are four (4) main factors of production and these include the following:
LandCapital resourcesLaborEntrepreneurshipGenerally, the value proposition canvas is a famous entrepreneurship method that's used by entrepreneurs to assess whether creative solutions solve customer problems.
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Gross domestic product understates the total production of final goods and services because of the omission of
Gross domestic product understates the total production of final goods and services because of the omission of option(d) i.e, the underground economy.
The gross domestic product (GDP) is a commonly used indicator of the value added produced by the production of goods and services in a country over a certain time period (GDP). As a result, it also takes into account the money made from that manufacturing or the sum of money spent on finished goods and services (fewer imports).
The four primary parts of the gross domestic product are government spending, corporate investment, personal consumption, and net exports.
Since it tells us about the size and health of an economy, GDP is important. Real GDP growth is frequently employed as a proxy for the state of the economy as a whole. Real GDP growth is typically regarded as a sign that the economy is doing well.
The demand for labor, the major and usually the only asset of the poor, rises as employment prospects improve. In turn, increasing employment has been a major factor in producing quicker growth.
The underground economy is made up of transactions that are deemed unlawful or do not follow the government's reporting standards.
Therefore, because they are not included, the GDP is understated.
The complete question is:
Gross domestic product understates the total production of final goods and services because of the omission of inflation. intermediate goods. exports. the underground economy.
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A leader who initiates change in a company by enhancing the culture of the work environment is using?
A leader who initiates change in a company by enhancing the culture of the work environment is using transformational leadership.
Leadership as both a field of study and practical skills includes the ability of an individual, group, or organization to "lead, influence, or direct" another individual, team, or organization as a whole. The word "leadership" is a common controversial term.
A leader is someone who is responsible for persuading others to follow you. Great leaders instill confidence in others and put them into action. The leader is the head or girl who runs the show.
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ABC Bank offers to lend you $50,000 for one year at a quoted annual rate of 8.44% with each payment at the end of each month. DEF Bank also offers to lend you the same amount at a quoted annual rate of 8.64%, with each payment at the end of each quarter. What is the difference in the effective annual rates charged by the two banks
The difference in the effective annual rates charged by the two banks is approx 0.22.
ABC=[(1+0.0838/12)^12]-1
=[(1+0.00698333333)^12]-1
=[(1.00698333333)^12]-1
=1.08709-1
=8.709%(Approx)
DEF=[(1+0.0864/4)^4]-1
=[(1+0.0216)^4]-1
=[(1.0216)^4]-1
=1.08924-1
=8.924%(Approx)
Hence difference=8.924-8.709
=0.22(Approx)
The Annual Rate (EAR) is an interest rate compounded over a period of time. Simply put, APR is the interest rate an investor can earn (or pay) in his one-year period after compounding.
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If the marginal factor cost is greater than the marginal revenue product of a resource, the producer can increase profits by laying off some units of the resource.
In order to increase profits when the marginal cost is greater than the marginal revenue, some units can be laid off so this is TRUE.
How can profit be increased?When the marginal revenue of a product is less than the marginal cost, then it means that too many units are being produced.
Profits can therefore be increased by laying off the production of some units of the resource which would reduce marginal cost.
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How can a strong credit score help you to negotiate a better price on big purchases items, like cars
Your ability to negotiate for a reduced interest rate on a credit card or new loan depends on your credit score. You can benefit from other alluring offers you've received from other businesses depending on your credit score if you need more negotiating leverage.
What do you understand by credit score?
A credit score, which ranges from 300 to 850, represents a person's creditworthiness. The better a borrower seems to potential lenders, the higher their score. A credit score is determined by a variety of factors, including the number of open accounts, the total amount of debt, the repayment history, and others.
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Hierarchy is the means of coordination in which independent agents adjust their actions in response to information and incentives from their immediate environment. Group of answer choices True False
True, Hierarchy is the means of coordination in which independent agents adjust their actions in response to information and incentives from their immediate environment.
Typically, the term "coordination" refers to the planning of collaborative actions among participating systems to achieve a goal. In the Ramadge-Wonham framework (1987), hierarchical coordination of separate systems described by automata is presented.A group of individuals or objects ordered according to rank, or the individuals who hold the highest positions in such a system, are considered to be in a hierarchy. A hierarchy example is the business ladder. The many ranks of priests in the Catholic church serve as an illustration of hierarchy.What is the type of coordination?
Internal coordination, or creating a connection between all of the employees, departments, etc., and external coordination, or creating a connection between the employees and others outside the organization, are the two main types of coordination.
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Which of the following statements is false with regards to internal controls? a) Stockholders of publicly-traded companies can be imprisoned if their companies fail to comply with internal control rules. b) Publicly-traded companies must develop a system of internal control. c) None of these is false, Publicly-traded companies internal control system must be evaluated by the company's independent auditor. d) Publicly-traded companies must ensure that their internal controls are reliable and effective.
The question is about the internal controls, a public limited company is required to maintain a good level of internal controls and so A) is false.
What is Internal Control?Internal controls are the controls which are enforced by the management, improved by internal auditors and checked by external auditors.
There is no such clause if a public traded company fails to comply with internal controls the stockholders are not imprisoned instead the stockholders are the shareholders or the owner of the company.
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Better Houses, Inc. has been contracted to build an addition on the Joyners' house. It built half of the addition and then unexpectedly announced that it was not going to finish the job. Such a desertion of work is called:
Better Houses, Inc. has been contracted to build an addition on the Joyners' house. It built half of the addition and then unexpectedly announced that it was not going to finish the job. Such a desertion of work is called "Abandonment of contractual obligations".
What is contractual obligations?Contractual obligations are responsibilities that each party is bound by law to fulfill under the terms of the agreement.
Each contract involves one or both parties exchanging anything of value in connection with a variety of duties, such as goods, services, money, etc.
Elements of a Contract are-
Offer: An offer was made when one of the parties pledged to carry out or refrain from carrying out a specific action in the future.Promise of consideration: A promise of something of value in return for the intended conduct or inaction. This can be demonstrated by a substantial outlay of resources, a promise to provide a service, a commitment not to do something, or reliance on the promise. The incentive for the parties to enter into the agreement is known as consideration.Acceptance: The offer was unmistakably accepted. Acceptance can be demonstrated through words, actions, or by carrying out the contract's requirements. In general, the terms of the acceptance must match those of the offer. If not, the acceptance is interpreted as a counteroffer and rejection.To know more about the contractual obligations, here
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suppose an individual worker is on the backward bending portion of her labor supply curve. then for a wage increase the
An individual worker is on the backward bending portion of her labor supply curve. then for a wage increase the income effect is stronger than the substitution effect.
What is backward-bending supply curve?A backward-bending supply curve of labor, also known as a backward-bending labour supply curve, is a graphical representation of the situation where, as real wages rise above a certain point, people will start to substitute leisure for paid work time. As a result, higher wages result in a decrease in the labour supply, and less labor is available for hire.
What causes backward bending labor supply curve?However, the backward-bending labor supply curve appears when an even higher income actually encourages people to work less and consume more leisure or unpaid time.
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A truckload of lumber that a homeowner purchased has been left in the driveway for use in building a porch. The lumber is considered
A truckload of lumber that a homeowner purchased has been left in the driveway for use in building a porch. The lumber is considered personal property {until it's built}.
All non-real estate property is considered property. This includes all clothing, jewelry, all tangible items such as household items and furnishings, and everything else that is mobile and not permanently attached to a fixed location such as a home.
Other financial assets such as bank accounts and investment accounts are also considered personal assets. Creditors often take this into account when determining the likelihood of a borrower repaying a debt, so when applying for a loan or credit, you consider your personal assets as assets to increase your value can list.
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**Verifiability means that the accounting information:
Question content area bottom
Part 1
A.
is material and relevant.
B.
is timely and understandable.
C.
is understandable.
D.
must be capable of being checked for accuracy, completeness and reliability.
Accounting information that has verifiability is one that D. must be capable of being checked for accuracy, completeness and reliability.
What is verifiability in accounting?in accounting, data is considered to be verifiable if a third party can come up with the same information given the chance.
for this to happen, the data needs to be capable of being checked for completeness and reliability.
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The economic system based on the premise that some, if not most, basic industries should be owned by the government so that profits can be more evenly distributed among the people is called:
The economic system based on the premise that some, if not most, basic industries should be owned by the government so that profits can be more evenly distributed among the people is called Socialism.
A socialist economy is that system of production where production of goods and services is done for using it directly, however in a capitalist economic system, goods and services are produced generally to generate profit means they are produced for indirect use.
"Production which is done under socialism would always be directly and solely for use. With the use of natural and technical resources of the world which are controlled democratically, the sole objective of the production is to meet human needs only."
Goods and services would be produced only for their usefulness, or for their usage-value. It eliminates the need for market-induced needs of profits.
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Question Content Area FIFO reports higher gross profit and net income than the LIFO method when a.prices are decreasing b.prices remain stable c.prices are reduced by 50% d.prices are increasing
The correct answer is Option A.
FIFO reports higher gross profit and net income than the LIFO method when prices are increasing.
What is Gross Profit?Gross profit is the amount of money a business makes after deducting costs for producing, distributing, and selling its goods or services. A company's income statement will show gross profit, which is derived by deducting cost of goods sold (COGS) from revenue (sales). The income statement of a business will contain these numbers. Sales profit or gross income are other names for gross profit. Gross profit measures how well a business uses its work force and resources to produce goods and services. The main focus of the metric is on variable costs, or expenses that change depending on the volume of output.The FIFO technique refers to an inventory system where the most recent purchases make up the ending inventory and the first products acquired are assumed to be sold first (i.e., First In First Out).
The LIFO approach, on the other hand, is the exact opposite. The first item purchased makes up the ending inventory, and the most recent purchases are sold first (last item that is in is sold first).
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Assume you are a manufacturer of small kitchen electrics, like Hamilton Beach/Proctor Silex, and you want to determine if some innovative designs with unusual shapes and colors developed for the European market could be successfully marketed in the U.S. market. What qualitative research would you recommend, and why?
Interviewing would be the best method of qualitative research.
What qualitative research would you recommend, and why?Interviewing would be the method of qualitative research that I would use. I would use interviews (more particularly, the interview question funnel) since I could collect feedback from a particular demographic. I would want to know: Which design do you like most for little kitchen appliances? What design preferences do you have for blenders? is my focused query. Do these European designs appeal to you? This is the question I would use to gauge the client's interest. I would acquire the feedback I need by speaking with a variety of people.
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Periodically, merrill lynch customers are asked to evaluate merrill lynch financial consultants and services. Higher ratings on the client satisfaction survey indicate better service with the maximum service rating. Independent samples of service ratings for two financial consultants are summarized here. Consultant a has years of experience, whereas consultant b has year of experience. Use and test to see whether the consultant with more experience has the higher population mean service rating. Round degrees of freedom to previous whole number.
a) Null hypothesis ([tex]\mu _{a} \leq \mu _{b}[/tex]) for merrill lynch customers are given as
Alternative hypothesis:[tex]\mu _{a} > \mu _{b}[/tex]
[tex]t =\frac{6.82-6.25}{\sqrt{\frac{0.64^{2}}{16}} + \sqrt{\frac{0.75^{2}}{10}} }[/tex]
t = 1.992
What is null hypothesis?Conjectures used in statistical tests, which are formal techniques for drawing conclusions or making judgments based on data, include the null hypothesis and the alternative hypothesis.The hypotheses, which are based on a sample of the population, are suppositions regarding a statistical model of the population. The tests are essential components of statistical inference and are frequently used to distinguish between statistical noise and scientific claims when interpreting experimental data in science.The null hypothesis, which is the statement being tested in a test of statistical significance, is typically a declaration of "no effect" or "no difference," and the test of significance is intended to evaluate the strength of the evidence against itKnow more about Null hypothesis
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If a country's economic data shows private savings of $400 million, government spending of $250 million, tax revenue of $400 million, and a trade surplus of $175 million, then what does investment equal
investment equal 75 million
What should buyer insert into their purchase offer to make sure they would not have to go through the purchase if they cannot obtain the necessary financing
Option C. contingency is what buyer should insert into their purchase offer to make sure they would not have to go through the purchase if they cannot obtain the necessary financing.
What is financing?Finance, of financing, is the process of raising funds or capital for any kind of expenditure. It is the process of channeling various funds in the form of credit, loans, or invested capital to those economic entities that most need them or can put them to the most productive use.
Therefore, the correct answer is as given above
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The complete question goes thus:
What should buyer insert into their purchase offer to make sure they would not have to go through the purchase if they cannot obtain the necessary financing
A escape clause
B provision for liquidated damages
C contingency
D walkthrough agreement