With an income of $1,700 per month, Grace is going to be over budget. The correct answer is A.
Grace is going over budget because her expenses are greater than her net spendable income. Her net spendable income is $1,700 per month, and her expenses total $1,859 per month. She has increased her expenses in the categories of food, entertainment, clothing, savings, and medical by $50, which is resulting in her going over budget. Even though she has adjusted her budget in some categories, the overall expenses are still higher than her net spendable income.
It's important to note that she has also reduced her debt expenses by $25, but that's not enough to cover her increased expenses in other categories. She should look into cutting down her expenses in the other categories or increasing her income to balance her budget and avoid going over budget.
This question is incomplete and also should be provided with answer choices as follows:
Grace has a net spendable income of $1,700 per month. She decides to check her expenses for the previous month and adjust her budget. Expenses Housing $510 Food $204 Transportation $255 Insurance $51 Debts $0 Entertainment $85 Clothing $85 Savings $85 Medical $0 Miscellaneous $85 Grace then adjusts her budget for her main expense categories. Old Budget New Budget Housing $510 Housing $510 Food $204 Food $254 Transportation $295 Transportation $295 Insurance $51 Insurance $51 Debts $25 Debts $0 Entertainment $85 Entertainment $100 Clothing $85 Clothing $100 Savings $85 Savings $100 Medical $85 Medical $0 Miscellaneous $85 Miscellaneous $100.
Evaluate Grace's new budget:
A. She is going over budget.B. She is putting less than the recommended percentage of her income into the savings category.C. She is putting the minimum recommended percentage of her income into all categories except debt.D. She is putting less than the recommended percentage of her income into the clothing, medical, and miscellaneous categories.The correct answer is A.
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What are two reasons that explain why international trade remains restricted?
The reasons why international trade remains restricted are Protectionism and political instability.
Governments may implement trade restrictions to safeguard companies and jobs from international competition. Examples of this include trade-restrictive tariffs, quotas, subsidies, and other regulations. Protectionism might make it more difficult for foreign companies to sell their goods on a country's market and might make imports more expensive for local consumers.
Political and economic unrest in a nation or region can impede international trade. War or civil upheaval, for instance, might interfere with transportation systems and make it challenging to convey commodities across borders. It can be challenging for nations to trade with one another when there is economic instability, such as severe inflation or currency devaluation. To safeguard their own economy, governments may also implement trade restrictions or tariffs if there is a lack of confidence between nations.
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How would a manufacturer benefit by using fewer source resources?
A manufacturer can benefit by using fewer scarce resources as the product would be less expensive to produce.
There are scarce resources because when the demand for a natural resource is greater than the available supply then this leads to a decline in the stock of the certain available resources. Thus, this can also lead to unsustainable growth and a rise in inequality.
However, a manufacturer is said to be benefited by using the fewer scarce resources. Scarcity tends to limit the choices which are thus available to the consumers and they ultimately make up the economy. Scarcity tends to make us understand that how goods and services are valued.
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Is the demand for a good is inelastic?
A demand that is elastic experiences a significant shift in the quantity required as a result of a price adjustment. Inelastic demand occurs when there is little change in the quantity required as a result of a change in price. Demand is elastic if the formula yields an absolute number larger than 1.
It is referred to as being "inelastic" when the quantity of an item or service stays the same while its price rises. Customers' purchase habits typically remain unchanged regardless of price changes for an item or service. The same is true when the price of the good or service decreases.
Gasoline, essential meals, and prescription medications are a few examples of products having inelastic demand. Demand for these goods is relatively stable regardless of price fluctuations because most consumers need them on a daily basis.
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What is the effect of a loan discount point?
Generally, you can compromise on how you pay for your mortgage and closing fees by using points and lender credits. Your interest rate is reduced by points commonly referred to as discount point for an payment.
What is discount points?Mortgage debtors can acquire discount points, a type of prepaid interest, to lower the interest rate on their upcoming monthly payments.
The upfront cost of discount points is made either when a mortgage is first set up or when it is refinanced.
Each discount point typically costs 1% of the loan's total amount and decreases the interest rate by.18% to.25%.
Points may occasionally be rolled into the loan balance or paid by the seller rather than always having to be paid by the buyer.
If a borrower plans to keep a mortgage for a long time, discount points are a wise choice.
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What are the five importance of work?
Work plays a significant role in establishing one's identity as an individual and a member of society, as well as their access to a variety of vital and non-essential commodities, services, and activities, as well as their daily routines, level of activity, physical and mental health, and sense of self.
Why is work crucial?
The fact that you can sustain yourself through work reinforces your sense of pride and self-satisfaction. You can pay for expenses and leisure activities with the money you earn from employment.
In the community, it is more normal to see persons with impairments working in a variety of positions.
Why is hard work crucial to success?
When we devote ourselves to hard work, we gain valuable life lessons. Self-control, responsibility, dedication, concentration, and responsibility spring to mind. We can then apply these lessons in different contexts (health, relationships, hobbies, etc.).
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A firm may decide against targeting a segment that?
O would require entry in a global marketplace.
O its competitors have chosen to avoid.
O requires more than one marketing action.
O is incompatible with its company’s goals or objectives.
O has a growth potential that would require increasing the current workforce.
When a market segment is incompatible with the company's goals or objectives, a corporation may opt against targeting it.
What are the aims and purposes of the company?Business goals outline the organization's objectives and show the route a company wishes to take. A business purpose outlines the strategies and routes that can be used to assist it reach its target.
What are some examples of corporate goals?Develop a Business Plan, Improve Product or Service Quality, Market Through a New Channel, Achieve Higher On-Time Delivery, and Increase Shareholder Value are some typical business aims.
What are some examples of goals and objectives?Objectives are specified in terms of measurable, tangible targets, whereas goals can be immaterial and unmeasurable. For instance, while "offer great customer service" is an intangible goal, "reduce client wait time to one minute" is a tangible goal that contributes to the achievement of the primary goal.
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Would you be a good manager? Do a self-assessment that includes your current technical, human relations, and conceptual skills. What skills do you already possess, and which do you need to add? Where do your strengths lie? Based on this exercise, develop a description of an effective manager.
An effective manager typically has strong technical skills, which allows them to understand and manage the work being done by their team. They also possess strong human relations skills, which allow them to communicate effectively with their team and build positive relationships.
What is human relations?Generally, conceptual skills are important for managers, as they allow them to understand and manage the big picture and make strategic decisions.
An effective manager also typically possesses strong leadership skills, including the ability to set clear goals and priorities, delegate tasks effectively, and provide feedback and support to team members. They are also able to make difficult decisions, resolve conflicts, and motivate their team to achieve success.
In summary, an effective manager possess a combination of technical, human relations, and conceptual skills, as well as strong leadership abilities. They are able to effectively lead a team and make strategic decisions to drive success.
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bank of america community affordable loan solution is Bank of America’s new home loan program lets borrowers buy homes in select cities with 0% down and no closing costs.
a. true b. false
Bank of America Launches Community Affordable Loan Solution to Increase Black/African American and Hispanic-Latino Homeownership. Bank-provided down payment, no closing-cost mortgage expands homeownership access and adds to the $15 billion Community Homeownership Commitment.
Today, Bank of America unveiled a brand-new mortgage product for first-time homeowners that includes a bank-provided down payment and no closing expenses. In specified markets, such as certain Black/African American and/or Hispanic-Latino areas in Charlotte, Dallas, Detroit, Los Angeles, and Miami, the Community Affordable Loan Solution is offered. In order to help qualified individuals and families buy a home, the Community Affordable Loan Solution was created.
The Special Purpose Credit Program Community Affordable Loan Solution bases credit requirements on timely rent, utility bills, phone, and car insurance payments. No mortgage insurance or minimum credit score is needed. Income and residence determine eligibility. Any race or ethnicity can apply. Before applying, purchasers must take a homebuyer certification course from chosen Bank of America and HUD-approved housing counseling partners.
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Why do nations use trade barriers brainly?
Trade restrictions are frequently put in place to safeguard domestic industries and workers. Protectionism is the term for this.
Define the term trade barriers and its purposes?Domestic consumers have more options thanks to international trade, which also increases competition and lowers prices by enabling domestic businesses to export their goods abroad.
Safeguarding domestic employment:
The imposition of tariffs is frequently very politicized. The potential for increased competition from imported goods can put domestic industries in danger. These domestic businesses may lay off employees or move production overseas to reduce costs, which would result in higher unemployment and an unsatisfied electorate.Safeguarding consumers:
A government may impose a tariff on goods that it considers might endanger its citizens. For instance, if South Korea believes that beef imported from the United States may be contaminated with a disease, it may impose a tariff on the product.Baby Industries.
The Import Substitution Industrialization (ISI) strategy used by many developing countries exemplifies the use of tariffs to protect emerging industries. In industries where it wants to promote growth, the government of a developing economy will impose tariffs on imported goods.To know more about the trade barriers, here
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How and why did women's roles change after the war?
The women's roles changed after the war as the women made a lot of progress during the war. Yet women's employment was only being encouraged as long as the war was on.
After the World War II, women was said to have made a lot of progress during the war, and so when the war ended their roles also changed again as men then returned to their jobs back. Thus, when the war ended in 1945 “so did the extraordinary, such job opportunities for women”
However, the women's roles changed after the war. As women were expected in order to give up their wartime jobs and employment and then resuming their homemaking role full-time. Thus, a year after World War II ended, three and a half million women voluntarily or involuntarily left the labor force.
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Is an embargo a quota?
Yes, embargo is a quota. A quota is the portion of a total that must come from, is due to specific region, state, group, etc. Import limitations come in the form of tariffs and subsidies. economic rewards and punishments.
A quota is a trade limitation put in place by the government that restricts how many or how much in the way of commodities a nation can import or export over the course of a given time period. In order to control the volume of trade between themselves and other nations, countries adopt quotas in international trade. Certain products may be subject to country-imposed quotas in an effort to decrease imports and boost indigenous manufacturing. Quotes, in theory, increase home output by limiting international competition.
Protectionism policies are frequently used to describe government initiatives that impose quotas. Additionally, if governments have reservations about the reliability or security of imports from other nations, they may implement these laws.
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Read the section Brother Gregors Garden. in the article. What does this section explain that other sections do not
Since the qualities were display on diverse chromosomes, and the ones display on the same chromosome were moreover arranged distant separated, he didn't watch any linkage within the genes.
What is Mendel's law of segregation?
Mendel's law of isolation states that: “During the arrangement of gamete, each quality isolates from each other so that each gamete carries as it were one allele for each gene.” Law of isolation is the moment law of inheritance.
Why did Mendel select to work with the plant pea plant?
Gregor Mendel select pea plants to perform his tests since they develop rapidly, are simple to breed, and have a assortment of characteristics.
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Adopting a set of ""stretch"" financial and ""stretch"" strategic objectives:
Adopting set of ""stretch"" financial and ""stretch"" strategic objectives is an effective tool for pushing company to perform at its full potential and deliver the best.
What is a company?A group of individuals with a specific objective who are naturally occurring, legally created, or a combination of the two are referred to as corporations, frequently abbreviated as co. The company works together to achieve its well-defined goals. If the members of a company fulfill or breach their commitments in line with the publicly announced incorporation or published policy, the firm may be constituted as a limited liability company with limited responsibility. In order to pay off all existing obligations, a business may need to be liquidated if it closes. When two or more enterprises combine their efforts and file for new company status, corporate groupings are the jointly registered entities that result. In the US, a business is not always a corporation.
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What does Milton Friedman believe to be the social responsibility of business?
There is only one social obligation of business, according to Friedman, and that is to use its resources and engage in activities that will boost its profits.
That point of view has long influenced managerial decisions, business policy, and tactical actions. The Chicago School, of which Milton Friedman is a member, holds that the government should play a minimal role in free-market operations and that the best outcomes occur when markets freely distribute resources in an economy.
The theories of Friedman had a significant impact. He made the case that a number of factors, including reduced regulation, lower taxes on income and capital, and free trade, would spur economic growth. Friedman argued that unemployment would rise again once people had adapted to the higher inflation rate.
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What communication skills can help you to manage workplace conflict?
Here are five ways to improve colleague relationships and resolve conflict through better communication, solutions immediately and openly, establish clear expectations, improve your active listening skills, use neutral language and accessible body language and recognize and respect individual differences
Conflict resolution skills allow you to control how dispute affects you, your coworkers, and the place of work as a whole. Recognizing that conflict is unavoidable, conflict management strives to make conflict a constructive part of the place of work, and if you have the skills to do so, you can make a contribution to an environment in which conflict is accepted, managed, and used positively. To manage conflict, you must be patient with everyone you communicate with regarding a current or future conflict. You must be patient in order to understand everybody's point of view and in order to spend the required time to keep the disagreement moving forward.
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How do you use dataset in Kaggle?
You can use the dataset in Kaggle by uploading a dataset, and so for that you first need to zip your main dataset file.
The Kaggle datasets are the open-sourced, but in order to find out that for what purposes these datasets can be used, you once need to check the datasets' license. Thus, there are some datasets which cannot be used in academic publications or for the commercial purposes.
However, a data set is a collection of the numbers or values which tend to relate to a particular subject. So, for instance, the test scores of each student in a particular class is considered to be a dataset.
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(B) The concept of derived demand of labor means that
a. supply for labor will increase from a demand for output. (incorrect)
b. demand for labor is created from a demand for a good or service
c. demand for labor is decreased from a demand for output.
Option (b), The demand for a firm's product is the source of an economics concept known as the demand for labor. In other words, a company will require more workers and hire more people if there is a higher demand for its output.
What exactly is meant by "derived demand for labor"?This desire is referred to as a derived demand since the demand for the good that work generates ultimately determines the demand for labor. If there is a higher demand for a product or service among consumers, more businesses will be interested in hiring the workers who make it.
As the demand for movie tickets increases, so does the need for movie theater staff. This is the best course of action because derived demand frequently refers to the requirement for a production input rather than a finished good.
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What are the 5 types of checking accounts?
Basic checking accounts are the most common type of checking account and usually offer the lowest fees and minimum balance requirements.
Interest-bearing checking accounts have higher interest rates than basic accounts, but typically have higher fees and higher minimum balance requirements.
Student checking accounts are designed for college students and typically offer discounted fees and low minimum balance requirements.
Senior checking accounts are specifically designed for seniors and may offer discounted fees and minimum balance requirements.
Second chance checking accounts are for people with bad credit or banking history. They may offer lower fees and minimum balance requirements, but they may also come with additional restrictions, such as no overdraft protection.
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To assign and entrust other with task is to _____
Ecommerce.com, a large Internet retailer, is studying the lead time (elapsed time between when an order is placed and when it is filled) for a sample of recent orders. The lead times are reported in days.
Lead Time (days) Frequency
0 up to 5 6
5 up to 10 7
10 up to 15 12
15 up to 20 8
20 up to 25 7
Total 40
a. How many orders were studied?
Number of orders
b. What is the midpoint of the first class? (Round your answer to 1 decimal place.)
Midpoint
c.
What are the coordinates of the first class for a frequency polygon assuming we draw a frequency polygon using the midpoints? (Round your answer to 1 decimal place.)
x = , y =
Ecommerce.com, a large Internet retailer, is studying the lead time (elapsed time between when an order is placed and when it is filled) for a sample of recent orders. The lead times are reported in days.
Lead Time (days) Frequency
0 up to 5 6
5 up to 10 7
10 up to 15 12
15 up to 20 8
20 up to 25 7
Total 40
a. How many orders were studied?
Number of orders
b. What is the midpoint of the first class? (Round your answer to 1 decimal place.)
Midpoint
c.
What are the coordinates of the first class for a frequency polygon assuming we draw a frequency polygon using the midpoints? (Round your answer to 1 decimal place.)
x = , y =
Frequency is given as 40.So,in total,the number of orders studied is 40.
M=0+5/2=2.5
A frequency polygon is drawn by taking the midpoints of the grouped class intervals on the horizontal axis and the frequency of that class on the vertical axis.Here,the midpoint of the first class is obtained in as 2.5 and the frequency is given as 6. So,the coordinates can be written as (2.5,6).A histogram represents the grouped frequency distribution in the form of a bar chart,with the class intervals on the x-axis and the frequencies on the y-axis.he width of the bars denotes each class interval,and the height denotes the frequency.Obtain the midpoints of each class interval as follows.
X=2.5,Y=6
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22.4.2 Test (CST): Savings and Investing
Question 19 of 20
Which statement best describes what will happen to your financial needs
throughout your life?
A. Your financial needs will change.
B. Your financial needs will stay the same.
C. Your financial needs will decrease.
D. Your financial needs will increase.
SUBMIT
Your financial needs will change." this statement best describes what will happen to your financial needs throughout your life. Option A
What are financial needs?Generally, Expenditures that are necessary for you to be able to continue living and working are referred to as financial necessities.
Think of your mortgage payment, your monthly rent, or your auto insurance premium as examples of reoccurring costs that are likely to consume a significant portion of your pay check.
The following is a brief summary of some typical expenditures that might be categorized as needs: Housing. Transportation
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A reply to a request for credit information:
a. involves filling in the blanks and returning the document
b. always follows an inductive sequence
d. should essentially contain opinions of the writer.
c. presents the main idea at the end.
A reply to request for credit information involves filling in the blanks and returning document.
What is credit?In the field of finance, this term can be used to refer to a wide range of various things, but generally speaking, it represents a legal agreement where a borrower receives money or anything valuable and agrees to pay the lender back at a later time, typically with interest. The creditworthiness or credit history of a person or business can also be used to describe them. For an accountant, it typically refers to an accounting item that modifies the balance sheet of a business by either increasing liabilities and equity or decreasing assets. Purchasing something with the express purpose of paying for it later is the habit of doing so.
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Answer:
Explanation:I think that’s cute
Jason Clark, an experienced hunter, bought a paintball gun. Clark practiced with the gun and knew how to use it. Although Clark was aware that he could purchase protective eyewear, he chose not to. Clark had also taken gun safety courses and understood that it was "common sense" not to shoot anyone in the face. Clark's friend, Chris Wright, also owned a paintball gun and was similarly familiar with the gun's use and its risks. Clark, Wright, and their friends played a game that involved shooting paintballs at cars whose occupants also had the guns. One night, while Clark and Wright were cruising with their guns, Wright shot at Clark's car, but hit Clark in the eye. Clark filed a product liability lawsuit against the manufacturer of Wright's paintball gun to recover for the injury. Clark claimed that the gun was defectively designed. During the trial, Wright testified that his gun "never malfunctioned."In whose favor should the court rule? Why?Product Liability:When manufacturers design a product, they have a responsibility to provide safe, reliable products. Part of that responsibility includes providing appropriate consumer warnings. In general, manufacturers are responsible for all injuries that can be traced back to a product design flaw or defect.
The pistol did exactly what it was supposed to do, therefore the court must rule in favor of the maker by stating that there was no malfunction with the weapon.
The required details for malfunction in given paragraph
To malfunction is to perform incorrectly. No matter what setting your toaster is on, if it always spits out a burned, smokey mess, something is wrong. Something is functional when it works. Functions that end in the prefix -mal (which stands for "bad") function poorly or unsuccessfully. You can lose your data if a computer crashes. A broken-down vehicle could leave you stranded or cause an accident. This phrase is frequently used in connection with gadgets, tools, and technology.
On the other hand, if you blunder, you might joke that something is wrong with your head.
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what time do they stop selling mega million tickets
The cutoff time for purchasing Mega Millions of tickets varies by state. Generally, ticket sales close at 10:45 pm ET the night of the drawing.
However, some states cut off sales earlier. For example, in California and Idaho, ticket sales close at 7:45 pm PT, while in Georgia, Michigan, and Virginia, ticket sales close at 10:00 pm ET.
It’s important to remember that the cutoff time for purchasing tickets is determined by the time zone of the state in which you are located. For example, if you are in Indiana, which is in the Eastern time zone, the cutoff time for purchasing tickets would be 10:45 pm ET. So, it’s important to check the cutoff time for your state before attempting to purchase a ticket.
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Shota invests \$1000$1000dollar sign, 1000 in a certificate of deposit that earns interest. The investment's value is multiplied by 1. 21. 021, point, 02 each year. Which expression gives the investment's value after 555 years?.
1000*1.02^5 expression gives the investment's value after 555 years in a certificate of deposit that earns interest.
What is a certificate of deposit?The fixed income financial instrument known as a certificate of deposit is issued in dematerialized form and is governed by the RBI's certificate of deposit regulations. In this case, the withdrawal amount is promised right away. A time deposit, also known as a certificate of deposit, is a financial product that is frequently offered by banks, thrift institutions, and credit unions in the US. Savings accounts and CDs are not the same thing because a CD has a definite duration and often pays a fixed interest rate. A Certificate of Deposit (CD) is a money market instrument that is issued in a dematerialized form in exchange for money that has been placed in a bank for a predetermined amount of time. What distinguishes CD and FD from one another? CDs let you invest with a maximum tenure of 12 months.
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3 Prepare an income statement for Jones Co. for the year ending December 31, 2018, using the following data.
Cash 8,000
Miscellaneous Expense 100
Wages Expense 150
Rent Expense 200
Fees Earned 11,000
Office Expense 200
Accounts Payable 3,000
The net income for Jones Co in 2018 equals $18,350.
What is income statement?The financial statement shows a company's revenues, expenses and profitability over a period of time. Its computes the revenue from selling products or services and expenses to generate the revenue and manage your business.
The income statement for the year ending December 31, 2018 is prepared as follows:
Income Statement
Revenue
Cash 8,000
Fees Earned 11,000
19,000
Expenses
Miscellaneous Expense 100
Wages Expense 150
Rent Expense 200
Office Expense 200 650
Net Income $18,350
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What effect did the NAFTA have on U.S. employment Mcq?
NAFTA helped to build international supply chains, which reduced costs, boosted output, and strengthened U.S. competitiveness. As a result, some American employment were lost and relocated to Mexico.
What impact did NAFTA have on American employees?Due to the production shifting to Mexico, it first resulted in the loss of 700,000 employment. Texas, Houston, Michigan, and other states with high concentrations of manufacturing account for the majority of these losses. The agreement was said to result in "good-paying American jobs," a growing trade surplus with Mexico, and a sharp decline in illegal immigration, according to Clinton and his allies. NAFTA really resulted in a net cost of 700,000 jobs for the US economy. The impact of NAFTA on the American economy is not limited to the loss of these employment. In actuality, NAFTA has also exacerbated income inequality, decreased real wages for manufacturing workers, undermined workers' collective bargaining rights and union-organizing capacity, and cut back on fringe benefits.
The complete question is:
What effect did the NAFTA have on US employment?
a. NAFTA caused the 1991 recession.
b. NAFTA caused the 2001 recession.
c. NAFTA caused US unemployment to rise by two percentage points, in 1994,
when it went into effect.
d. NAFTA caused US unemployment to rise by two percentage points, but not
until 1995 when the Peso Crisis hit.
e. NAFTA did not disrupt the more-or-less steady decline in the US
unemployment rate that took place throughout the period between the 1991 and 2001 recessions.
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A well-designed purchase order is an example of a Select one:
a. detective control
b. none of the above
c. corrective control
d. preventive control
A well-designed purchase order is an example of a preventive control which is option c.
Exactly what is buying?On behalf of the buying entity, purchasing refers to the planned acquisition of commodities and services. It takes purchasing efforts to make sure that necessary things are acquired quickly and affordably.
What does a business buy?The method a company or organization employs to obtain the products or services it needs to reach its objectives is known as purchasing. The purchasing process might differ significantly amongst businesses, despite the fact that many organizations make an effort to establish standards.
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What are some ways to decrease nonpoint source pollution?
Even if the precise sites of nonpoint sources of pollution cannot be pinpointed, scientists are aware that some settings and processes generate significant amounts of pollution. Systems have been devised by experts to minimize or even completely eradicate in certain areas.
To start cleaning up our ponds, rivers, streams, and wetlands, state and municipal governments, volunteer organizations, experts in water quality, and regular citizens are engaging. You may avoid nonpoint sources of pollution at your home or in your neighborhood, whether you live in a large city or the country.
The following steps can be taken to decrease nonpoint source pollution:
Upkeep of septic tanksGather pet wasteDeal with Significant Matters of Small FarmsFor additional information about water quality see:
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What is inelastic demand in economics example?
When the quantity required for the price ratio is between 0 and 1 unit elastic, inelastic demand is present. This often happens when a specific commodity or service is required and has no suitable alternatives. Gasoline, essential foods, and prescription medications are a few examples of products having inelastic demand.
Inelastic demand is when consumer preferences do not change as much as changes in the price of a good. Demand is said to be inelastic when the price rises by 20% yet the decline in demand is only 1%.
Air and water are the only perfectly elastic things, and at this time, no one is actually able to constrain them. Food, prescription medications, and cigarette products are the most frequently encountered inelastic goods. Gas is another item that may be regarded as almost completely elastic.
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