If policymakers implement an expansionary fiscal policy but do not take into account the potential for crowding out, the new equilibrium level of GDP is likely to be lower than expected.
Crowding out occurs when increased government spending leads to higher interest rates, which in turn reduces private investment and consumption. This can offset the positive effects of the expansionary fiscal policy, leading to a smaller increase in GDP than originally anticipated.
Therefore, policymakers should consider the potential for crowding out and adjust their policies accordingly to maximize the impact of their fiscal stimulus.
GDP provides a snapshot of a country's economic output and is a key tool for policymakers, economists, and analysts in understanding and assessing economic performance. However, it is important to use GDP in conjunction with other economic indicators and measures to gain a comprehensive understanding of an economy's health and well-being.
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On december 5, z-mart purchased $1,800 worth of merchandise. on december 7, z-mart returned $800 worth of merchandise. on december 8, it paid the balance in full after taking a 2% discount. the amount of the payment was multiple choice $1,000 $1,600
If it paid the balance in full after taking a 2% discount. The amount of the payment is $980.
Amount of paymentUsing this formula
Cash payment= (Purchased value - returned goods) × (1 - discount rate)
Let plug in the formula
Cash payment= ($1,800 - $800) × (1 - 0.02)
Cash payment= $1,000 × 0.98
Cash payment= $980
Therefore The amount of the payment is $980.
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An investment project for which the net present value is $300 would result in which of the following conclusions
The following conclusions are the investment project returns are greater than the required returns.
Investment can refer to any mechanism used to generate future income. This includes, among others, the purchase of bonds, stocks, or real estate. Additionally, buying real estate that can be used to produce goods can be considered an investment.
Public investment refers to government spending on economic infrastructures such as airports, roads, railways, water and sewerage, public electricity and gas supplies, telecommunications, and social infrastructures such as schools, hospitals, and prisons (IMF, 2015).
Simply put, investing works when you buy assets at a low price and sell them at a high price. In this type of investment project, return is known as a capital gain. Selling assets for a profit for a return or capital gain is one way to make money with your investments.
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An Investment Project For Which The Net Present Value Is $300 Would Result In Which Of The Following Conclusions? The Net Present Value Is Too Small; The Project Should Be Rejected. The Net Present Value Method Is Not
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Your question is incomplete. please read below to find the full content.
An investment project for which the net present value is $300 would result in which of the following conclusions?
The net present value is too small; the project should be rejected.
The net present value method is not suitable for evaluating this project; the internal rate of return method should be used.
The rate of return of the investment project is greater than the required rate of return.
The investment project should only be accepted if the net present value is zero; a positive net present value indicates an error in the estimates associated with the analysis of this investment.
Which areas of culture need to be specifically addressed by marketers when developing a global marketing plan for their company’s products or services?.
The areas of culture that need to be specifically addressed by marketers when developing a global marketing plan for their company’s products or services is: time and punctuality, customs and taboos, religious beliefs and celebrations, values.
What is marketing?Marketing can be defined as the process of creating brands or product awareness so as to increase sales.
Hence, the areas of culture that need to be specifically addressed by marketers are:
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Smith company has a balance in office supplies of $1350 before adjustment. Office supplies of $650 remain at the end of the year. The adjusting entry would be:_____.
A. Office Supplies 1,050
Supplies Expense 1,050
B. Office Supplies 350
Supplies Expense 350
C. Supplies Expense 1,050
Office Supplies 1,050
D. Supplies Expense 350
Office Supplies 350
Smith company has a balance in office supplies of $1350 before adjustment. Office supplies of $650 remain at the end of the year. The adjusting entry would be: Supplies Expense 1,050 Office Supplies 1,050
Liquid assets represent the cost of inventory available at a particular point in time. This account usually appears after the inventory account on the balance sheet. The relevant account is Consumables Expenses, which appear on your income statement.
Inventories are usually classified as current assets until they are actually used. When supplies are used, they are converted into costs. Inventories may be considered current assets if their dollar value is significant.
Look at the starting balance of your reserve account and subtract your current reserve balance from that balance. For example, if your supplies account balance is $ 790, the cost of consumables used during that period is $ 220.
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Aperture Science relies on its employees to provide innovative ideas for new educational products. To foster intrinsic motivation in its workforce, Aperture Science should
To foster intrinsic motivation in its workforce, Aperture Science should give employees a "free day" every two weeks to pursue ideas for new educational toys.
What is intrinsic motivation?Behavior that is motivated by internal rewards is referred to as intrinsic motivation. In other words, you are motivated to act in a certain way because it makes you feel good inside. Compare this to extrinsic motivation, which entails acting in a certain way to obtain benefits from outside sources or avoid punishment. You are operating out of intrinsic motivation if you are reading this article because you are interested in psychology and just want to learn more about the subject of motivation. However, you might be reading this because you need to study for a class and don't want to get a failing mark. If so, extrinsic motivation is driving your actions.Many businesses encourage their employees by allowing them free time to pursue their interests. Making time for enjoyable tasks has been proved to increase employees' feelings of autonomy and to be a fantastic source of invention.
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A firm can repurchase its shares in all of the following ways except through: a targeted repurchase. open market purchases. a tender offer. a reverse stock split. a Dutch auction.
A firm can repurchase its shares in all of the following ways except through a reverse stock split.
What is a Reverse stock split?In the world of finance, a reverse stock split, often known as a reverse split, is the act of effectively combining shares of corporate stock into a smaller number of shares that are proportionally more valuable.Another name for a reverse stock split is a stock merger. The term "reverse stock split" refers to the more widespread stock split, in which shares are essentially divided to create a greater number of shares that are proportionately less valued.To decrease the number of stockholders, a reverse stock split may be employed. Any shareholder with fewer than 100 shares would simply receive a cash settlement if a corporation carried out a reverse split in which one new share was issued for every 100 old shares.
Hence, A firm cannot repurchase its shares through a reverse stock split.
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The direct labor rate variance is the difference between the a.actual costs and the actual hours at the standard rate b.actual hours at the standard rate and the standard costs c.actual rate and the standard rate d.actual costs and the standard costs
The correct option is: a) actual costs and the actual hours at the standard rate
The direct labor rate variance is the difference between the actual costs and the actual hours at the standard rate.
Fundamentals of Direct Labor VariancesThe direct labor variance gauges the firm's effectiveness in both using labor and setting labor prices. The direct labor rate variance and the direct labor time variance are the two parts of a labor variance
Variation in direct labor rates
The difference between the actual and average direct labor rates for the hours worked is known as the direct labor rate variance.
The following formula is used to compute the direct labor rate variance:
Because of increased production efficiencies, negligence or inefficiencies in production, or inaccurate estimation when establishing the standard usage, the actual hours used may differ from the standard hours.
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What were the economic consequences of apartheid in south africa?.
Answer
Apartheid education policies lead to low rates of investment in human capital of black workers. Consequently, the economy falls to a lower level of physical and human capital in equilibrium and hence to a lower real income per capita in the long-run equilibrium
Answer: answer is
A C D
Explanation:
did it
By May 25, 1986 every employer must have available for their employees a(n) __________ which meets criteria of the standard for each hazardous chemical in the work place
Safety data sheets are the source of detailed information on a particular hazardous chemical. Employers must maintain copies of SDSs for all hazardous chemicals present in their workplaces.
The Hazard Communication Standard (HCS), 29 CFR 1910.1200 (h), requires all employers to provide information and training to their employees about the hazardous chemicals to which they may be exposed at the time of their initial assignment and whenever a new hazard is introduced into their work area.
Under the Occupational Safety and Health Administration Hazard Communication Standard 29 CFR 1926.59 (29CFR 1910.1200), we are required to obtain and maintain MSDSs for all hazardous substances used in our organization.
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If firms in the travel industry compete through nonprice competition, these statements are all true except which one?
The statements about nonprice competition that is false is a) Companies that use nonprice competition do not need to keep track of their competitor's prices.
What is nonprice competition?It should be noted that the is not complete, this is just a related question, Non-price competition can be regarded as a marketing strategy whereby firm tries to distinguish the product or service of their company from competing products .
In this case, in Non-price competition, company must be able to distinguish its brand through some unique feature in order to successfully engage in nonprice competition.
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CHECK THE COMPLETE QUESTION;
Which of the following statements about nonprice competition is false?
a) Companies that use nonprice competition do not need to keep track of their competitor's prices.
b) A company must be able to distinguish its brand through some unique feature in order to successfully engage in nonprice competition.
c) A firm using nonprice competition can build loyalty to both its company and its products.
d) When using nonprice competition, a company should promote the distinguishing characteristics of its brand.
e) Buyers must view the distinguishing characteristics of a product offered through nonprice competition as being important.
The following information is available for ADT Company, which produces special-order security products and uses a job order costing system. Overhead is applied using a predetermined overhead rate of 55% of direct labor cost. End of Inventories Period Beginnin g of period $ 36,000 9,700 Raw materials $ 59,000 Work in process Finished goods 19,300 34,200 57,000 Cost incurred for the period Raw materials purchases $ 191,000 Factory payroll 150,000 Factory overhead (actual) Indirect materials used 12,000 Indirect labor used 34,500 Other overhead costs 118,500 1. In the Raw Materials Inventory T-account, insert amounts for beginning and ending balances along with purchases and indirect materials used. Solve for direct materials used in the period. 2. Compute the cost of direct labor used for the period. 3. In the Work in Process Inventory T-account, insert amounts for beginning and ending balances along with direct materials used (from part 1), direct labor used (from part 2), and applied overhead. Solve for cost of goods manufactured in the period. 4. In the Finished Goods Inventory T-account, insert amounts for beginning and ending balances along with cost of goods manufactured (from part 3). Solve for cost of goods sold in the period (do not consider any under- or overapplied overhead). 5. In the Factory Overhead T-account, insert amounts for indirect materials used, indirect labor used, other overhead costs, and applied overhead. Solve for underapplied or overapplied overhead. Raw Materials Inventory Work in Process Inventory Beginning Beginning Beginning Beginning Ending Ending Ending Ending Finished Goods Inventory Factory Overhead Beginning Beginning Beginning Beginning 12,000 Ending 0 Ending 34,500 118,500 165,000 Required 1 3 4 and 5 Required 2 Compute the cost of direct labor used for the period. The cost of direct labor for the period Cost of direct labor used
The T-accounts and other computations for ADT Company are prepared as follows:
1. Raw MaterialsAccount Title Debit Credit
Beginning balance $ 36,000
Raw materials purchases $ 191,000
Work in Process $156,000
Factory Overhead 12,000
Ending balance $ 59,000
2. The cost of direct materials used for the period is $156,000.
3. Work in ProcessAccount Title Debit Credit
Beginning balance $ 9,700
Raw materials 156,000
Factory payroll 115,500
Factory overhead applied 63,525
Finished Goods $325,425
Ending balance $ 19,300
4. The cost of goods manufactured in the period is $325,425.
5. Finished GoodsAccount Title Debit Credit
Beginning balance $57,000
Work in Process 325,425
Cost of goods sold $348,225
Ending balance $ 34,200
6. The cost of goods sold in the period is $348,225.
7. Factory OverheadAccount Title Debit Credit
Indirect materials used $ 12,000
Indirect labor used 34,500
Other overhead costs 118,500
Work in Process $ 63,525
Underapplied overhead $101,475
8. The underapplied overhead is $101,475.
9. The cost of direct labor used for the period is $115,500.
Data and Calculations:Beginning Period Ending of period
Raw materials $ 36,000 $ 59,000
Work in process 9,700 19,300
Finished goods 57,000 34,200
Cost incurred for the period:Raw materials purchases $ 191,000
Factory payroll 150,000
Factory overhead (actual):
Indirect materials used 12,000
Indirect labor used 34,500
Other overhead costs 118,500
Direct labor cost = $115,500 ($150,000 - $34,500)
Factory overhead applied = $63,525 ($115,500 x 55%)
Thus, using the T-accounts, the costs of direct materials, direct labor used, goods manufactured, and goods sold are determined.
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Though the deferred action for childhood arrivals program, or daca, enjoys generally broad public support, the state of texas and other states filed suit against the federal government to end its protections by making which claim?.
The Federal Government to end its protections by making The creation of the program by President Obama was a constitutional overreach.
What is DACA Program?DACA is Stand For Deferred Action for Childhood Arrivals. DACA is an administrative relief that protects eligible immigrants who came to the United States when they were children from deportation.
DACA gives undocumented immigrants:
Protection from Deportation.A Work Permit.The program requires that the DACA status and work permit be renewed every two years.
The policy, an executive branch memorandum, was announced by President Barack Obama on June 15, 2012. U.S. Citizenship and Immigration Services (USCIS) began accepting applications for the program on August 15, 2012.
In November 2014, President Obama announced his intention to expand DACA to cover additional undocumented immigrants. Multiple states immediately sued to prevent the expansion, which was blocked June 23, 2016 by an evenly divided U.S. Supreme Court in United States v. Texas.
Eligibility:
To qualify for DACA, applicants must meet the following major requirements, although meeting them does not guarantee approval:
Have unlawful presence in United States after entering the country before their 16th birthday.Have lived continuously in the United States since June 15, 2007Were under age 31 on as of June 15, 2012 (born on June 16, 1981, or after).Were physically present in the United States on June 15, 2012, and at the time of making their request for consideration of deferred action with USCIS.Had no lawful status on June 15, 2012.Have completed high school or a GED, have been honorably. discharged from the armed forces, or are enrolled in school.Learn more about DACA on:
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____________occurs when you terminate one contractual obligation and substitute a new one for it.
Novation occurs when you terminate one contractual obligation and replaced a new one for it. Novation is the replacement of one of the parties in a two-party agreement with the consent of the other two parties. To novate is to take on a new commitment in place of an old one.
For instance, a supplier looking to part ways with a commercial client might identify a replacement. The contract may be annulled and replaced, with the sole exception of the supplier's name, if all three parties concur. All rights and duties under the contract are transferred to the new supplier by the outgoing supplier.
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Say the stock closed at $102 at expiration and the option was assigned. What would be your effective cost per share for your shares of XYZ
The cost per share is the price of a single share of the equity shares of a company.
What is cost per share?The cost per share simply means the market value of an asset which is divided by the total number of shares that are issued.
It should be noted that the cost per share represents a fractional value of the overall asset value.
Let's say and asset is worth $1,000,000 and.is divided into 10000 shares. Then, the cost per share will be:
= $1,000,000/10000
= $10 per share.
Note that the complete information wasn't found and an overview was given.
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The inflow of cash or other assets that a business receives when it provides goods or services to customers is referred to as Multiple choice question. expenses gains losses revenues
The inflow of cash or other assets that a business receives when it provides goods or services to customers is referred to as revenues.
What is Revenue?Revenue, which is determined by multiplying the average sales price by the quantity of units sold, is the money made from regular business operations.The top line (or gross income) figure is what is used to calculate net income by deducting costs. Sales are another name for revenue in the income statement.Non-operating income is irregular or irregular money that comes from other sources (e.g., lawsuit proceeds).Governments, nonprofit organizations, and private persons are examples of non-business entities that also declare revenue, albeit their methods and resources vary.While income or profit includes the costs incurred in generating revenue and reports net (not gross) results, revenue simply refers to the proceeds from sales.To learn more about Revenue with given link
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2023 murano’s available intelligent awd adjusts the ________ to help maintain cornering control.
2023 Murano's available intelligent AWD adjusts the torque delivered to the wheels to help maintain cornering control.
What is torque?It should be noted that torque simply means a rotational force which leads to the rotation of an object around an axis.
In this case, 2023 Murano's available intelligent AWD adjusts the torque delivered to the wheels to help maintain cornering control.
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How does strategic planning influence day-to-day business operations? why is it important for systems analysts to understand a company’s strategic plan?
Strategic planning is the art of developing specific business strategies, putting them into action, and evaluating the results in relation to a company's overall long-term goals or desires. Strategic planning is the art of understanding the strategic plan, which are the long-term goals for a company.
It is a theory that concentrates on integrating different corporate divisions to help a company achieve its strategic goals. The terms "strategic planning" and "strategic management" are nearly synonymous.
The idea of strategic planning first gained popularity in the 1950s and 1960s and it remained prominent in the business sector into the 1980s.
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Low P/E stocks are generally associated with a. mature companies. b. cyclical companies. c. young fast-growing companies. d. defensive companies.
Low P/E stocks are generally associated with mature companies, so a) is the correct alternative.
What Is a Price-to-Earning (P/E) Ratio?The P/E ratio is determined by dividing a stock's current share price by its EPS, typically for the previous 12 months (also known as the trailing 12 months) (TTM). The majority of P/E ratios for publicly traded firms represent the stock's current price in relation to its earnings over the preceding 12 months.
Are Low P/E Ratio Stocks Always Better?High price-to-earnings (P/E) ratio stocks may be excessively priced. The stocks with lower P/E ratios does not make better investments than those with higher ones. The complicated response is that it depends on the circumstance.
P/E ratios tend to differ from industry to industry, therefore it's critical to contrast businesses in the same sector and with comparable attributes.
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Dublin Corporation reported net sales of $250,000, cost of goods sold of $150,000, operating expenses of $50,000, net income of $32,500, beginning total assets of $520,000, and ending total assets of $600,000. Calculate each of the following values and explain what they mean: (a) profit margin and (b) gross profit rate.
The profit margin rate is 13%. And the gross profit rate is 40%.
Net Profit Margin = Net Profit ⁄ Gross Revenue x 100
Net Profit is calculated by subtracting all company expenses from gross revenue. Profit margin calculation results are expressed as a percentage. For example, a 10% profit margin means that for every $1 in sales, the company earns $0.10 in net profit.
But in general, small businesses have healthy profit margins between 7% and 10%. However, be aware that certain companies may have lower profit margins. B. A retail or food company. This is because overhead costs tend to be high.
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What is a strength and how is it different from a trait or a skill? what is the strength equation?
Strength is the quality of a person of being physically strong, also the strength can be that a thing is able to bear a forceful pressure.
What is a Skill?A skill is the ability of doing something, a person knows how to write this is a skill but a person who can write well is a well skilled writer but the other also have this skill.
A Trait is a quality or a characteristic that a person have this trait is genetic. A person of all traits is the person born with many qualities, also the traits can be learned more and enhanced.
The equation of strength is
Compressive strength = Force / Initial cross sectional surface area.
Skills and traits of a person can be developed and enhanced as per the liking of the person, a person can have better quality of skill in the field of interest.
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Explain the check and balance of power between the legislative and executive branch when it comes to the power to make laws.
Laws are created by the legislative branch, but the President, who is part of the executive branch, has the power to veto them.
How do the legislative and executive branches work together?The day-to-day administration and enforcement of Federal legislation is the duty of the executive branch, through the Federal agencies. The aims and responsibilities of these federal ministries and agencies range greatly, from safeguarding the environment to securing the country's borders.A statute may be subject to the President's veto in the executive branch, but with enough votes, the legislative branch can override the veto.The legislative branch has the authority to ratify presidential appointments, manage the budget, impeach the president and force their resignation.Executive orders, which are akin to proclamations and have legal effect, can be declared by the executive branch, but they can also be ruled unlawful by the judicial branch.Learn more about legislative and executive branches here:
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A buyer contracts to purchase a property from a seller for $212,000. Two weeks before closing, a buyer's agent for another company delivers an offer for $205,000. The listing associate should
The listing associate should present the offer to the seller as a potential backup offer for further negotiation.
Who is a seller?A seller is any person or company who sells a product, service, or financial asset. Short selling is the practice of borrowing securities that are not held in order to sell them and then repurchase them at a reduced price. A "writer" is a seller of options who collects the premium from the buyer.What is an offer?In exchange for something else, a commitment to do or refrain from doing something. An offer must be worded and delivered in such a way that a reasonable person would expect its acceptance to result in a binding contract.Therefore, the listing associate should present the offer to the seller as a potential backup offer for further negotiation.
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When a property manager or leasing agent discusses office space with a prospective tenant, the first issue that has to be addressed is usually?
When a property manager or leasing agent discusses office space with a prospective tenant, the first issue that has to be addressed is usually the letting or leasing fee. Hence, the correct answer is letting or leasing fee. Read below about the letting or leasing fee.
What is the letting or leasing fee?This is the onset set-up cost for vetting and finding a tenant. It is negotiable and usually charged at the beginning of each rental agreement. Agents also charge a re-leasing fee if current tenants sign a new rental agreement.
Therefore, the correct answer is as given above
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A defendant is on trial for tax evasion. The prosecutor, seeking to establish the defendant's income by showing his expenditures, has asked the defendant's attorney to produce records showing only how much the defendant had paid his attorney in fees. Should the demand for the attorney's fee records be upheld
Yes, the demand for the attorney's fee record should be upheld because it calls for relevant information, not within the attorney-client privilege. (Evidence-Privileges and Other Policy Exclusions)
Who is the defendant?This is known to be a person complained against in a case, and accused of a crime.
Who is a prosecutor?This is an attorney, mostly a government attorney who charges and tries cases against individuals accused of crime.
Hence, evidence privilege is information that is relevant to the issue at trial, but is protected from being introduced or compelled by the opposing party.
Usually the reason for this protection relates to public policy, such as protecting the trust between spouses or the privacy of a patient consulting their doctor.
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Parking spaces in multiunit buildings, water rights, and similar things of value that convey with property are classified as
Parking spaces in multiunit buildings, water rights, and similar things of value that convey with property are classified as Appurtenances.
What Is Appurtenance?
In real estate, an appurtenance is something that is installed in or sits on a property. It is something that is considered a part of the property, is sold with the property, and it is passed on to the new owners.
When we talk about appurtenances we are often talking about things that run with the land. Appurtenance originates from the word 'appertain,' which means to relate to, be appropriate, or applicable.
Before defining appurtenance,
What is Real Property ?In real estate, real property is defined as immovable or fixed property, any property attached to the land and even the land itself. This also includes permanent fixtures within the property, that are not personal property and easily moved.
Some common examples:
Exterior buildings (e.g., barn, shed)a fence.Inground pools.hot water heater.Ceiling fans.Window blinds (if installed).Fixtures (excluding trade fixtures).Cabinetry.Furnace.Existing crops.Oil or mineral rights.A shared driveway (with attached easement appurtenant).a tree.Water rights (given to an adjoining property).in-ground swimming pools.Easements.Appurtenances are important to understand as they can have an effect on landlord and tenant relations as well as that between buyer and seller.
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What is the correct function for the national center for missing & exploited children (ncmec)?
The main function of the National Center for Missing & Exploited Children (NCMEC) is to facilitate the identification of children and their reunification.
The family reunion is accepted as a reason for immigration in many countries. This is because if she has one or more family members in a particular country, only the remaining members of the separated family or certain family members can move to that country.
Family reunification in youth welfare refers to the process by which children in a foster family return to their real parents. Reunion with foster parents is a common goal and most common outcome for children in Foster Care.
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Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that _____ are a key to success.
This situation reiterates the belief that Network Effects are the key to success.
What are Network Effects?The value or utility a user obtains from a good or service relies on the number of users of related products, which is a phenomenon known as a "network effect." The phrase "network effect" describes any circumstance in which the quantity of buyers, sellers, or users who utilize a platform, product, or service determines its worth. Positive network effects typically result in a user gaining more value from a product when other users join the same network.
The three primary types that can increase the number of users and worth of your product are direct, two-sided, and local network impacts.
Therefore, this situation reiterates the belief that Network Effects are a key to success.
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In a monopolistically competitive industry, when a business faces a ________ demand curve, it will choose a combination of quantity and ________ to maximize its profit.
In a monopolistically competitive industry, when a business faces a downward sloping demand curve, it will choose a combination of quantity and price to maximize its profit.
What is monopolistically competitive industry?A monopolistically competitive industry can be defined as the industry that are competitive and have many companies that sell products that are similar in which the product on the other hand are not perfect substitutes.
Hence, in a situation where a business faces a downward sloping demand curve, this means that the business will tent to go for a combination of quantity with price so as to maximize its profit.
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China decides to build an aircraft carrier. what is the opportunity cost of the aircraft carrier?
The opportunity cost of the aircraft carrier is the cost of the next best option China forgoes in order to build the aircraft carrier.
What is the opportunity cost?
Opportunity cost of the next best option forgone when one alternative is chosen over other alternatives. Opportunity cost is also known as implicit cost. Opportunity cost is used in calculating implicit cost.
For example, if in deciding to build the aircraft carrier, China forgoes the opportunity to repair all the roads in china. Repairing all the roads in China is the opportunity cost.
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What amount should halloran report for accounts receivable, before allowances, at december 31, 2021?
The amount is $970,000. Amount of money owed to a business for delivered or used but unpaid goods or services is known as accounts receivable . The balance sheet classifies accounts receivable as a current asset. Accounts receivable is the term used to describe any unpaid invoices or cash that customers owe a business.
Term describes accounts that a company is entitled to since it has provided a good or service. Receivables, also known as accounts receivable, are a company's line of credit that often have terms that call for amount to be made within reasonably short period of time.
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