The issue of bankruptcy is linked to the overuse and misuse of credit in the part of financial planning. Financial planning is the process of thoroughly analyzing your financial situation and developing a customized financial plan to achieve your goals.
As a result, financial planning frequently covers a wide range of financial topics, including insurance, investing, taxes, savings, retirement, and more. Financial planning can include a wide range of services, which we outline below.
Instead than concentrating on just one area of your money, it sees clients as actual individuals with a range of objectives and duties. After that, it discusses a number of financial realities to determine how to help individuals live their lives to the fullest.
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In what ways were import substitution industrialization (ISI) and export oriented industrialization (EOI) similar
An economic strategy known as import substitution industrialization is occasionally used by developing countries to build an independent economy.
What differentiates import substitution industrialization (ISI) from export-oriented growth (EOG)?
When a nation pursues economic development by opening itself up to foreign trade, this is known as an export-led growth strategy. Import substitution, when nations work to become self-sufficient by establishing their own industries, is the reverse of an export-led growth plan. Units that are focused on exporting their whole product line are known as export-oriented units. EOUs are permitted to work in manufacturing, services, software development, repair, remaking, reconditioning, and re-engineering, including the production of gold, silver, and platinum jewellery and other items.
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What were the two core programs of Roosevelt's early recovery?
Roosevelt's attempts at relief, recovery, and reform in his New Deal were created to help the millions of American citizens that had lost their jobs during the Great Depression.
Explain about core programs of Roosevelt's early recovery? The Civilian Conservation Corps (CCC), which employed young, single men at federally funded jobs on government lands.The First New Deal began in a whirlwind of legislative action called “The First Hundred Days.” From March through June 1933, at Roosevelt’s behest, Congress passed legislation aimed at addressing the banking crisis, unemployment, and weak industrial performance, among other problems, through an “alphabet soup” of new laws and agencies. Among these, some of the most important were:The Agricultural Adjustment Act (AAA), which boosted agricultural prices by offering government subsidies to farmers to reduce output.The Civilian Conservation Corps (CCC), which employed young, single men at federally funded jobs on government lands.The Federal Emergency Relief Act (FERA), which gave federal grants to states that funded salaries for government workers as well as local soup kitchens and other direct-aid to the poor programs.To learn more about core programs refer to:
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A human body contain about 2. 7 x 104 microliter of blood for each pound of
body weight. Each microliter of blood contain about 7 x 104 white blood cell. About how many white blood cell are in the body of a 140-lb peron
In a 140-lb person, there would be approximately 2.6 billion white blood cells, with 1.45 billion of those cells being granulocytes, 0.2 billion being monocytes, and 1.05 billion being lymph.
A 140-lb person would have about 378,000 microliters of blood, which means that their body would contain about 2.6 billion white blood cells. White blood cells, or leukocytes, are an important part of the body’s immune system and are responsible for fighting off infections and diseases.
White blood cells are made in the bone marrow and circulate throughout the body, actively seeking out and destroying foreign invaders in the form of bacteria, viruses, and other infectious agents.
White blood cells come in three main types: granulocytes, monocytes, and lymphocytes. Granulocytes are the most numerous, accounting for 55-70% of all leukocytes in the body. Monocytes make up 3-8% of all leukocytes and serve as the body’s scavengers, engulfing and digesting foreign particles and debris.
Lymphocytes, which make up 20-35% of all leukocytes, are responsible for specific immunity, or immunity to particular antigens.
In a 140-lb person, there would be approximately 2.6 billion white blood cells, with 1.45 billion of those cells being granulocytes, 0.2 billion being monocytes, and 1.05 billion being lymph.
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How does tracking your expenses help you fine tune your goals how can you plan for unexpected expenses?
Tracking expenses can help fine-tune your financial goals by understanding, budgeting and monitoring
A person can monitor where money is going and see any areas where they could be overspending by keeping track of all their expenses. This can assist in establishing more precise and achievable financial objectives. A person may make a budget that supports her financial objectives once they are aware of where the money is going. They can use this to ensure that they are saving enough money overall and are not spending too much in any one area.
Further, one can keep an eye on progress towards the financial objectives and make any modifications by tracking expenses on a regular basis. A person can set up an emergency fund that they can utilise for unforeseen costs to prepare for them. To accomplish this, put aside a little money each month and keep it in a different account. To be prepared for unforeseen costs, one should also include a few in their budget.
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Avon edwards worked 45. 5 hours at $5 per hour. He made $100 in tips but no bonuses. Anything over 40 hours is paid time-and-a-half. What were his earnings? use w = hr + 1. 5vr + b + t, where h is regular hours worked, v is the overtime hours worked, b is bonuses, and t is tips.
The net profit from operations is known as revenue. Income is also the amount on which corporation tax is payable. The Answer is D.
The required details for revenue in given paragraph
We can find Avon's salary using the equation
where W is his salary
HR is the regular working hours (40 hours in this case)
V is exceptional (out of 40 hours, 45.5 - 40 = 5.5 hours)
B is bonus (no bonus)
T is tip ($100 tip)
an R is the hourly rate (which is $5 per hour)
Substituting the information provided into the equation, we get:
Avon's revenue is therefore $,341.
25
Answer D is correct.
Question 2:
The second employee must work $15 per hour to meet or exceed $428 . So we can set up the following equation and calculate x:
Round to one decimal place, that's about 28.5 hours
Answer B is correct.
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Complete question
Avon Edwards worked 45.5 hours at $5 per hour. He made $100 in tips but no bonuses. Anything over 40 hours is paid time-and-a-half. What were his earnings?
Use W = HR + 1.5VR + B + T, where H is regular hours worked, V is the overtime hours worked, B is bonuses, and T is tips.
A. $220.00
B. $241.35
C. $320.00
D. $341.25
One employee earns a weekly salary of $428, and another works hourly, earning $15 per hour. How many hours does the hourly employee need to work to make the same weekly earnings as the salaried employee?
A. about 25 hours
B. about 28.5 hours
C. about 32 hours
D. about 35.5 hours
Which of the following would clone a repository, create a blank file and have that file added back on the remote repository
To clone a repository using Git, go to your preferred hosting service, such as GitHub, choose the repository you wish to copy, and then copy the repository URL using HTTPS or SSH. Then, run git clone in the command line and paste the URL.
How do I clone an empty repository?To access the repository's home page, go to GitHub.com.
Click Code above the list of files.
For GitHub Desktop to clone and open the repository, select Open with GitHub Desktop.
To finish the clone, adhere to the instructions on GitHub Desktop.
Move the file you want to upload to GitHub into the local directory that was made when you cloned the repository on your computer.
Activate Terminal.
Your local repository should now be the current working directory.
The file should be staged for commit to your local repository.
Imagine that you want to add changes to someone else's repository (eg, this one). Check out the repository on Github.
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Short-run and long-run effects of a shift in demand
Suppose that the tuna industry is in long-run equilibrium at a price of $5 per can of tuna and a quantity of 400 million cans per year. Suppose the Surgeon General issues a report saying that eating tuna is bad for your health.
Part 1) The Surgeon General’s report will cause consumers to demand: a) more b) less tuna at every price.
Part 2) In the short run, firms will respond by: a) producing less tuna and running at a loss b) producing more tuna and earning positive profit c) entering the industry d) exiting the industry e) producing the same amount of tuna and earning positive profit f) producing the same amount of tuna and running at a loss
Shift the demand curve, the supply curve, or both on the following diagram to illustrate these short-run effects of the Surgeon General’s report.
Part 3) In the long run, some firms will respond by: a) producing less tuna and running at a loss b) producing more tuna and earning positive profit c) entering the industry d) exiting the industry e) producing the same amount of tuna and earning positive profit f) producing the same amount of tuna and running at a loss
until: a) new technologies are discovered that lower costs b) each firm in the industry is once again earning zero profit c) tuna populations grow large enough to support more firms d) consumer demand returns to its original level
Part 4) The new equilibrium price and quantity suggest that the shape of the long-run supply curve in this industry is: a) upward sloping b) horizontal c) downward sloping d) vertical in the long run
In economics, short run refers to a period of time where at least one production factor is fixed.
What does Short run mean?
In economics, short run refers to a period of time where at least one production factor is fixed. This is often contrasted with the long run, where all factors of production are variable. Examples of factors that are typically fixed in the short run include capital, land, and labor. This time frame is also shorter than the long run, which allows for more efficient and cost-efficient decisions to be made. In the short run, businesses are often concerned with increasing their profits through cost cutting, increasing prices, and increasing output.
Shift the demand curve, the supply curve, or both on the following diagram to illustrate these long-run effects of the Surgeon General’s report.
Answer:
Part 1: b) less tuna at every price
Part 2: e) producing the same amount of tuna and earning positive profit
Part 3: d) exiting the industry
Part 4: c) downward sloping
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What is a long term savings account called?
In exchange for a competitive interest rate, long-term savings accounts, usually referred to as fixed rate bonds, let you lock in your money for a predetermined period.
So there is no need to explore further if you want a risk-free approach to grow your savings. fixed-rate bonds The interest rate will not alter. Simple Access. Savings accounts designed to achieve long-term financial objectives are known as long-term savings accounts.
The funds saved in long-term savings accounts are typically used for one-time, long-term expenses like home purchases, retirement, and the education of children. When the time comes to retire, you might question if it's feasible to live off the interest that accumulates in your savings and investment accounts.
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Is Hawaii open to visitors?
Hawaii's state borders are indeed open. Hawaii is accessible right now. There will be no COVID requirements for incoming domestic travelers as Hawaii welcomes visitors back to islands. They eagerly anticipate receiving guests once more in the Hawaiian Islands.
The only US state entirely made up of islands is Hawaii, which has the largest island chain in the entire globe. However, just 7 of its 132 islands—Hawaii, commonly known as the Big Island, Maui, Molokai, Lanai, Oahu, Kauai, and Niihau—are inhabited.
Volcanic islands make up the Hawaiian Islands. They developed as the tectonic plates that make up the Earth's crust moved over a particularly hot area in the molten layer underneath the crust.
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How do you calculate residual value on a car lease?
You can calculate the residual value on a car lease based on its manufacturer's suggested retail price (MSRP) and the percentage of residual value suggested by the car lease expert.
On a car lease, residual value refers to an estimate value a car have at the end of the leasing period. Residual value is important to determine the monthly payment you will be charged to. Residual value is the price you need to pay if you decide to buy the leased vehicle at the end of leasing period. The exact amount of residual value is negotiable between the leaser and the leasee.
Residual value can be calculated using 2 data: the manufacturer's suggested retail price (MSRP) and the percentage of residual value suggested by the car lease expert.
Commonly, a car with 36-months lease residual value will be around 50% of its MSRP. Hence, If the MSRP of a car is $100,000 then at the end of the leasing period, its residual value would be $50,000 (50% x $100,000).
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How are employee development practices strategic?
a. Employee development helps ensure an organization has a continual supply of talented and committed employees.
b. Employee development adds to research findings in the field of human resources.
c. Employee development ensures an organization minimizes training costs.
d. Employee development ensures that top-level management is trained so the organization has a competitive advantage.
The employee development practices strategic Employee development helps ensure an organization has a continual supply of talented and committed employees.
How strategic are staff development practices?Employee development enables a firm to maintain a steady stream of talented and devoted workers. Employee development contributes to the body of knowledge in the human resources area. Employer development guarantees that training expenses are kept to a minimum.
What is the overarching objective of the process of training and development?Increase the person's awareness level. Boost a person's proficiency in one or more of their areas of specialization. increase the drive for someone to do their work successfully.
What are a few justifications for honing human resource skills?enhances interactions with employees.
brings the company's aims into perspective.
explains hiring procedures.
enhances workplace efficiency.
improves employee skill levels.
Occupational coaching.
classroom instruction
preparation for succession.
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What happens to the price of a product when it has a low supply and a high demand?
The increase in the price of a product when it has a low supply curve and a high demand curve. Increase in price results in a rise in supply and fall in demand.
The demand curve is the curve between the demand of the service or product and when the price change of the product or the services.
When supply decreases, it creates an excess demand at the old equilibrium price. This results in a competition among buyers, which raises the price of product or services. Increase in price results in a rise in supply and fall in the demand.
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If the GDP per capita for Country Tis $45,020 and the population is 153 people, what is the real GDP for Country T
GDP per capita is the entirety of net esteem included by all inhabitant makers within the economy furthermore any item charges (less subsidies) not included within the valuation of yield, separated by mid-year population.
How to calculate GDP?
GDP = private utilization + net private speculation + government speculation + government investing + (trades – imports).
How is per capita GDP influenced by GDP development and populace development?If genuine GDP is expanding more quickly than the populace, at that point: per capita genuine GDP will be expanding. In case genuine GDP per capita is diminishing, genuine yield is: developing less quickly than the populace.
What are the 3 ways to calculate GDP?GDP can be measured in three diverse ways: the esteem included approach, the salary approach (how much is earned as salary on assets utilized to create stuff), and the uses approach (how much is went through on stuff).
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How do you determine serving size?
Serving size is the amount of food or beverage that is typically consumed at one time. It can be determined by reference to a standard unit of measurement, such as cups, ounces, or pieces, or by weight.
The serving size listed on a nutrition label is based on the Reference Amounts Customarily Consumed (RACC) established by the Food and Drug Administration (FDA) and is intended to help consumers compare the nutrient content of similar products.
However, the serving size that is appropriate for an individual will depend on their age, sex, weight, and level of physical activity. The FDA sets serving size standards for certain foods and beverages to provide a consistent basis for nutrient comparisons.
These standards are based on the amount of food and drink that people typically consume, as determined by national food consumption surveys. Serving sizes are listed in both common household measures (such as cups or ounces) and in metric measurements (such as grams) on the nutrition label.
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An estate is either:
Either a freehold estate or a leasehold estate is considered an estate.
What is an estate?The entirety of a person's net worth, including all real estate, personal property, investments, cash, and other assets that the person owns or controls, makes up their estate.
A leasehold estate or a freehold estate is referred to as an estate.
A life estate is a freehold estate that is only valid for the tenure of a specific person.
Real estate is a term that describes the actual ground as well as the buildings and resources that are affixed to it.
The real property extends the concept of what is meant by "property" to encompass a collection of ownership and usage rights in addition to the tangible elements of real land.
Therefore, either a freehold estate or a leasehold estate is considered an estate.
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what can a landlord deduct from a security deposit
There are several cost that landlord can deduct from a security deposit. One of them is The cost of fixing any damages to the property caused by the tenant or the tenant's guests.
A landlord generally can be defined as the owner of a condominium, house, apartment, land, or real estate which is rented or leased to a business or also individual, who is called a tenant. There are several cost that landlord can deduct from a security deposit. Landlord can deduct the cost of cleaning the unit when the tenant moves out. It can happen only to make the unit as clean as it was when the tenant first moved in (less reasonable wear and tear).
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Why do interpersonal skills matter?
Interpersonal skills are essential in both your personal and professional life for communicating and collaborating with groups and people. People with high interpersonal skills are more likely to form positive relationships and collaborate well with others.
The exchange of information between two or more people is called interpersonal communication. It is also a branch of study that seeks to understand how individuals use verbal and nonverbal cues to achieve various personal and relationship goals. His work is called the study of interpersonal communication.
Philosophically and operationally, this field of study has been defined in various ways. The variety of research techniques and academic traditions on interpersonal communication contribute to the complexity of the field. Interpersonal communication is usually limited to people, but it can also include small, close-knit groups like families.
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direct investment exposes a firm to ______ risk.
Answer:
The answer to your question is ⇔ Significant
Explanation:
Direct investment exposes a firm to Significant risk.
I hope this helps and have a wonderful day!
Direct investment exposes a firm to significant risk.
What is firm?A firm can be defined as a business whose main aim is to earn a profit. This will ensure that they sell their commodities and will earn Revenue. This will help them to earn a large sum of profit and further expand their business.
Direct investments are those made in physical goods or businesses with the intention of funding their middle - or long-term growth. In contrast to indirect transactions, which also are made in shares issued, stocks, or securities, these chances are intended for financial institutions.
Ordinary share's performance is impacted by market efficiency. To put it another way, direct equity is an economic asset that may or may not meet the individual's expectations.
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What is the total cost to conduct a market research survey will $500 base fee plus $3 per question and 1.25per person surveyed? The survey has 13 questions and will be sent to 300 people.
answer: The survey has 12 .
Explanation:
What type of tax is sales tax direct or indirect?
Indirect payments are made for sales tax. For instance, a store may inform you of the amount of sales tax due on a particular item. You pay the sales tax to the retailer, who then turns around and pays the government.
Define the term indirect taxes and its types?Indirect taxes, such as sales taxes, where the buyer is responsible for paying the tax imposed on the seller.
When an indirect tax is levied, it is first paid by one person or group, such as manufacturers, and then it is transferred to another payer, typically the consumer. Indirect taxes, which differ from direct taxes in that they are imposed on goods and services rather than individual taxpayers, are paid for by the retailer or manufacturer. Indirect taxes include things like sales taxes and value-added taxes (VATs).Other taxes are remitted in an indirect manner, like sales tax. For instance, a store may inform you of the amount of sales tax due on a particular item. You pay the sales tax to the retailer, who then turns around and pays the government.Types of indirect taxes:
Service Tax: Any organization was required to charge this tax on any services they rendered. If they were taxable in nature, all services provided by any company were taken into account. Excise Duty was an indirect tax imposed on the manufacture, sale, or granting of a license for a specific product.To know more about the indirect taxes, here
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What are the three main purposes of a labor union?
Individuals joining together in unions: Pick up a reasonable return on work through collective haggling. Arrange for great benefits and retirement security.
Make working environments more secure and more dignified.
What were the 3 fundamental objectives of labor unions?
For those within the mechanical segment, organized labor unions battled for superior compensation, sensible hours and more secure working conditions.
What is the most reason of a labor union?
A labor union could be a gather of two or more workers who connect together to progress common interface such as compensation, benefits, plans and other business terms and conditions.
What are the three fundamental categories of unions?
Trade unions are of three sorts, to be specific make unions, mechanical unions, and common unions.
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What type of consumer is a quaternary consumer?
Animals that consume at the top of the food chain, following the primary consumer, are referred to as quaternary consumers. Animals lower on the food chain than themselves.
Why do quaternary consumers outnumber primary consumers by a significant margin?They are often larger animals since they are at the the top of the food chain. Generally speaking, quaternary eaters are less prevalent in an environment than other animals because they are larger and require more food to survive. The population between levels decreases because energy is lost when one moves between levels. The level with the fewest organisms would be the spend nearly, while the level with the most creatures would be the producers. As energy levels decrease, so do the number of species that can be sustained by them. There are usually no more than four trophic levels because as levels rise, energy and biomass decline.
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What is an example of inelastic supply?
It's common to refer to inelastic items as necessity. Because individuals cannot or will not live without it, a change in price has no effect on either consumer demand or the overall supply of the commodity.
Water, gas, housing, and food are examples of inelastic goods. a state of the market where a change in supply does not correspond to a change in price of goods or services: Because there is a completely inelastic supply of tickets, any commodity in demand due to high interest will result in a scarcity. Examples include items of limited supply, such land or paintings by defunct artists. 2 For example, the number of bitcoins ever created and the quantity of gold present on earth are both limited.
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What is the real goal perspective in art?
Th real goal perspective can vary depending on the artist and the specific artwork, but generally it is to express or communicate an idea, emotion, or experience.
Art has been created and appreciated for thousands of years, and throughout that time, the goals of artists have varied widely. Some artists create art as a form of self-expression, using their work to communicate their own personal experiences, emotions, or ideas. Others create art to tell stories, convey political or social messages, or to comment on the world around them. Still, others create art as a form of self-expression, using their work to communicate their own personal experiences, emotions, or ideas. Some artists create art for commercial purposes, such as to sell it or to use it in advertising. The goal of art can also be to entertain, provoke, or to simply be pleasing to look at. Ultimately, the goal of art is to convey a message or express an idea in a way that resonates with the viewer.
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A professional liability for which producers can be sued for mistakes of putting a policy into effect is called
Answer: Errors and omissions is a professional liability for which producers can be sued for mistakes of putting a policy into effect.
Explanation: This insurance can help cover your court costs or settlements, which can be very costly for your business to pay on its own.
Example : Accountant providing inaccurate financial advice to your clients.
Activities causing overhead include all of the following:
batch-level
facility-level
unit-level
The ABC method consists of four steps: identifying the activities, assessing their size and base for allocation, calculating the predefined rate, and assigning overhead expenses.
What types of costs are depending on activity?
Examples include the amount of space required per product, which is used to allocate both the factory's rent and the company's maintenance costs. Another example is the number of purchase orders (i.e., PO) used to assign the costs.
The specified overhead rate for each activity (decided in step 4) is multiplied by the degree of the cost driver activity employed by the product to assign overhead expenses to specific products.
Therefore, This procedure is frequently referred to as applied overhead.
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Why did government remove trade barriers explain the reasons?
The government believed that domestic producers were prepared to compete with international industries, thus it sought to remove these impediments in its 1991 New Economic Policy.
It believed that the quality of goods produced by Indian industries would actually improve as a result of foreign competition. Governments can decide what types of goods and how much of each should enter the country by using trade barriers to either increase or limit (control) foreign Economic Policy. Because it believed that competition would force domestic companies to raise the quality of their products, the Indian government eased restrictions on foreign investment and trade.
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Career connection Follow the instructions and record your work in the
Make your interview as strong as you can because it could mean the difference between landing your ideal job or not.
What is Career connection ?It is extremely valuable to seek the advice of an industry mentor, leader, or seasoned professional because you will not only learn about the person's specific job but also about the industry as a whole, how they got to where they are in the field, whether you would enjoy their work, and how to structure your own career goals from an industry expert.
Send a request for an informative interview through email or phone to the person's workplace to arrange a non-formal interview regarding their position.
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Converting the annual interest rate into a rate for the shorter time period, can be done by dividing the annual rate by the number of days in the time period and then multiplying the result by the number of days the account was open. This will give you the finance charge for the shorter time period.
The same interest rate (is one the annual rate) was paid using this technique in both February (which has 28 of 29 days) nor March (which has 31 days).
Is the annual fee monthly or yearly?The yearly interest rates you'll pay if you have a balance on a credit card is referred to as the annual percentage rate (APR). Variable APRs are a feature of several credit cards, which implies that your rate could go up or lower over time.
How do I calculate my annual rate?By dividing the total gain or loss at the close of the year by that initial investment announced at the start of the year, the annual rate of return is determined. This approach is additionally known as the yearly rate of
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What are the 6 categories of commodities?
The different types of commodities are agricultural products, energy products, livestock, and metals. Commodities are goods that are traded on the market, just like stocks and bonds. Commodity utilization is a typical tradition in the production of other goods and services.
A commodity is a resource employed in the creation of different products. There are two classifications of commodity categories: hard and soft. The three significant types of commodities are agriculture, energy, and metals. Agriculture goods comprise grains, such as wheat, soybeans, rice, etc. Energy commodities refer to gasoline, natural gas, and crude oil. Metals must be extracted through mining and comprise copper, gold, and platinum. A commodity market is a setting where you can buy, trade, and sell raw materials.
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