Equity can be increased by paying loan balances or overall property value appreciation.
Equity is the difference between a property's market value and the outstanding balance on any mortgages or other debts that the property is used to secure. It symbolises the area of a residence that the owner truly owns outright. A home equity loan or line of credit can be utilised to borrow money, and equity can also be obtained by selling the property and paying down the mortgage.
A number of different things, including timely mortgage payments and loan principal reductions, can raise a home's equity. By making improvements to the property and paying off any liens or judgements against it, as well as by market appreciation, it can boost the value of the property.
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Ceil gets paid biweekly. her biweekly salary is $1,763.28. what is her annual salary?
Celia's annual salary is $48,845.28.
A number is multiplied by itself a predetermined number of times. It is possible to think about multiplication as a process of repeated addition.
Celia's biweekly salary is $1,763.28.
Biweekly means once in two weeks,
Therefore, calculating her weekly salary -
Celia's weekly salary = Celia's biweekly salary/ Number of weeks
= 1,763.28 / 2 weeks
= 881.5 ( this is the salary per week)
Now,
In a given year there are 52 weeks,
Therefore, Celia's annual salary will be,
Annual salary = Celia's weekly salary × Number of weeks in a year
= 881.64 per week × 52 weeks
= 48,845.28
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Answer:
$45,845.28 = annual salary
Explanation:
1,763.28 divided by 2 = 881.64
881.64 = weekly pay
52 = weeks in a year
881.64 times 52 = 45,845.28
What is the purpose of the federal budget it serves as a plan as for government spending each year?
Budgets provide a framework to promote your economic well-being. The budgetary process of the United States determines how much money the government can spend and where to allocate resources.
Explain federal budget and its functions?Budgets provide a framework for enhancing your financial stability.
The United States budgeting process determines how much money the government can spend and how resources should be allocated. The same purpose is served by government budgets. In the United States, the federal budget is a divisive subject. S. Since the 1980s, federal spending has sharply risen.The main cause of this is the increased mandated spending on Social Security, Medicare, and Medicaid programs.The federal government is required by law to provide entitlement benefits to every eligible citizen.As a result, political factors and demographic factors both influence mandatory spending. The population is expanding and getting older.The country has run a deficit since 2001. Every year, this increases the size of the national debt as well as the cost of servicing it.
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What is the difference between ownership and possession of property?
While ownership refers to the name on the title deed, actual possession refers to having physical control of something.
Possession is the right to use an object; ownership is the right to acquire it, and ownership includes the right to destroy it. Possession is the right to use an object; ownership does not include the right to destroy it. Possession merely provides you physical control of an item; ownership gives you the right to own it and enjoy its advantages. Private ownership, combined ownership, and common ownership are the three types of ownership. On the other hand, possession can be both legal and illegal, as well as genuine. Although possession is the fundamental relationship between a man and an object, ownership is the relation between a man and an object that can give rise to an ownership subject.
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What are the three key elements of the regulation?
People, businesses, and the ecosystem are protected and rewarded by regulation, which also supports economic progress.
What three elements make up regulation?The flexibility and incentives that a rule offers are impacted by these four essential regulatory elements: the regulator, target, command, and consequences.The attainment of quality control of a subject system, its process, or its product is referred to as the primary regulatory purpose. One or a combination of the following strategies are used to establish quality control via regulation: (1) accountability, (2) organizational development, and (3) protectionism. Good regulation includes more than just formalistic laws and procedures. They also include issues with social fairness, necessity, efficacy, and effectiveness.
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what kind of credit inquiry has no effect on your credit score?
The kind of credit inquiry that has no effect on your credit score is soft inquiries.
What Is A Credit Score?A credit score is a number that indicates the feasibility of a customer or consumer in receiving a loan from a financial institution. This credit score is measured using the numbers 300 to 850 with 300 being the worst number and 850 is the best number. Having a credit score with good numbers makes it easier for someone to apply for a loan. Soft inquiries are types of entries in credit inquiries that have no impact on a person's credit score. An example of a soft inquiry is when you check your own credit.
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Why are interest rates on loans high?
Because they don't require collateral, loans have exorbitant interest rates. A percentage of the principal, or the amount loaned, is what a lender charges a borrower as interest.
A percentage of the principal, or the amount loaned, is what a lender charges a borrower as interest. The annual percentage rate, or APR, is the usual unit used to express the interest rate on a loan (APR).
The amount earned from a savings account or certificate of deposit at a bank or credit union may also be subject to interest rates (CD). Interest on these bank accounts is calculated as an annual percentage yield (APY).
The borrower is essentially charged interest for the usage of the asset. Cash, consumer goods, vehicles, and real estate are all examples of lent assets. As a result, an interest rate can be viewed as the "cost of money" because it increases the cost of borrowing the same amount of money.
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What is the effect of excess phosphorus and nitrogen entering aquatic ecosystems?
When too much phosphorus and nitrogen enter aquatic ecosystems, eutrophication results. An ecosystem is made up of all living things and the natural environment in which they interact.
All the creatures and the physical surroundings with which they interact make up an ecosystem (or ecological system). Through nutrient cycles and energy exchanges, these biotic and abiotic elements are interconnected. Through photosynthesis, energy enters the system and is absorbed into plant tissue. Animals are crucial in the transport of matter and energy through the system because they consume plants and one another for food. They also have an impact on the biomass levels of microorganisms and plants. Decomposers are organisms that break down dead organic matter, releasing carbon into the atmosphere and facilitating nutrient cycling by transforming nutrients held in dead biomass into forms that are easily utilizable by plants and microorganisms.
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A typical skill that all property managers must be familiar with is known by the acronym GAAP. GAAP refers to what...?
Proprietors regularly contract a property chief to assist them accomplish their objective of building a relentless speculation salary whereas lessening the burden of day by day property operations.
Property directors specialize in all operational perspectives of proprietorship – things like dealing with security stores and keeping up building security standards.
Preventative upkeep includes keeping property and gear in a great state of repair so as to play down the require for more expensive repair work or substitution. An illustration of preventative upkeep would incorporate changing discuss channels in discuss conditioners and furnaces. Property supervisor duties incorporate setting and collecting lease, dealing with support demands, filling empty units and possibly setting the budget for the property.
Property supervisors regularly pay attention of property that real bequest financial specialists either don't live close or don't wish to by and by oversee.
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Which of the following is the best example of an economic capital resource? $50 million in a bank account Wal-Mart stocks being traded by stock brokers A spread-sheet program used by the accountants at H&R Block All of the above Which of the following is the best example of the resource called entrepreneurship?
Answer:
Explanation:e
What is an example of interpersonal behavior?
Interpersonal abilities that aid in talking, listening, and interacting with other people are empathy, attentive listening, and emotional intelligence.
Although there are four main interpersonal styles, we all have some characteristics of each. These people are the Director, the Expressive, the Relater, and the Thinker.Interpersonal skills are essential for creating and maintaining lasting personal connections at work.People with good interpersonal communication skills are therefore better able to establish long-lasting relationships with their coworkers and work as a team. The three basic interpersonal demands are inclusion, control, and affection. The need for people to be acknowledged as participants stem from the urge to be included in human contact.To know more about interpersonal skills here
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Can you recommend some business careers that relate to sales and marketing please? One that does not relate to math and could you explain the said career
Sure, here are a few business careers that relate to sales and marketing that may not require strong math skills:
Sales representative: Sales representatives are responsible for promoting and selling a company's products or services. They may work in a variety of industries, such as technology, healthcare, or consumer goods. Sales representatives typically have a strong understanding of the product or service they are selling, as well as the ability to communicate effectively and build relationships with potential customers.
Marketing coordinator: Marketing coordinators assist with the planning, execution, and monitoring of marketing campaigns. They may be responsible for tasks such as creating marketing materials, coordinating events, and tracking the effectiveness of campaigns. Marketing coordinators typically have strong communication and organizational skills, as well as the ability to think creatively.
Public relations specialist: Public relations specialists are responsible for managing the reputation of an organization, often by communicating with the public, media, and other stakeholders. They may be responsible for tasks such as writing press releases, organizing events, and managing social media accounts. Public relations specialists typically have strong communication and writing skills, as well as the ability to think strategically.
Brand Manager: Brand managers are responsible for managing the reputation and image of the brand, creating and implementing marketing strategies to increase brand awareness and sales, and analyze market trends to identify opportunities for growth. They typically have a background in marketing and business, as well as strong analytical skills and the ability to think creatively.
It's worth noting that all these careers may require some math skills but usually to a lesser extent than other business careers and could be done with basic math understanding.
Why is it cheaper to buy from a wholesaler than a retailer?
Wholesaler is cheaper because you buy products in bulk directly from the manufacturer and receive significant discounts when you buy in bulk.
There are many stores selling the same products in these markets, so there is fierce competition between them. So when the seller charges a higher price for the goods, the buyer will either charge a lower price or buy from another seller who leaves the buyer to some bargaining.
The retail price is the price set by the retailer and is the final sale price to the customer. Wholesale prices are usually much lower than retail prices as discounts are offered to retailers if you agree to buy a large quantity of the product. Wholesalers buy goods and immediately resell them. They are experts in their field. Such skill, expertise, and efficiency are not found in most manufacturers and retailers.
Wholesale distribution also simplifies operations for manufacturers and retailers, thus reducing operating costs. Retailers who buy wholesale can also pay lower prices than if they buy in smaller quantities directly from the manufacturer.
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an imc audit is a tool used to ______.
The right response is to assets a company's present operations and resources.
such is familiarity with datatapes, broadcast message, advertising, key audiences, and internal communication A unified message is delivered to all parties involved. The traditional marketing mix has four parts: product, pricing, promotion, and distribution. The promotion component has generally been made up of advertising, sales promotions, and personal selling. Integrated marketing communications entails integrating all elements of the marketing communications (promotional) mix to provide a consistent message and hence maximise effect. customer relationship management's rising notoriety. Integrated marketing communication tools combine several marketing approaches, such as advertising, online marketing, public relations activities, direct marketing, and sales campaigns, to promote businesses and guarantee that a similar message reaches a broader audience.
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What increases flexibility the most?
One of the best exercises for improving flexibility and core strength is yoga. Running, swimming, and other repetitive motion sports like cycling and swimming enhance a person's chance of becoming stiff muscles and joints.
The ability to modify or adapt fast based on the situation: It's advantageous that this method is adaptable. We don't have a lot of flexibility with the scheduling. Exercises that increase flexibility include stretching, yoga, and tai chi. being able to adapt successfully to changing conditions and environments. preserving coolness in the face of difficulties. Creating a strategy and keeping a backup in mind in case things goes wrong. To respond to sudden changes in the environment, one must think quickly. Tenacity in the face of unforeseen difficulties The idea that employees can be productive regardless of when or where they complete their responsibilities is embraced by workplace flexibility. Instead of maintaining a strict workplace environment, office flexibility takes into account individual needs, promotes a better work-life balance, and improves employee wellbeing.
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what is a good strategy if you want to improve your credit score?
Answer:
Pay Your Bills on Time
Work on Paying off Debt (Rather Than Just Moving It Around)
Check for (And Remove) Any Incorrect Information on Your Credit Report
Reduce Your Debt-to-Income Ratio
What was President Roosevelt's plan for economic recovery?
The New Deal was a series of programs, public work projects, financial reforms, and regulations enacted by President Franklin D. Roosevelt in the United States between 1933 and 1939.
What was Franklin Roosevelt's recovery plan?Roosevelt's New Deal Recovery programs focused on stabilizing the economy by creating long-term employment opportunities, decreasing agricultural supply to drive prices up, and helping homeowners pay mortgages and stay in their homes, which also kept the banks solvent.The New Deal had three goals: relief, recovery, and reform. Relief meant that the president wanted to help those in crisis immediately by creating jobs, bread lines, and welfare. Recovery was aimed at fixing the economy and ending the Depression.Other reasons for its failure included members of Roosevelt's own Democratic Party believing the bill to be unconstitutional, with the Judiciary Committee ultimately releasing a scathing report calling it "a needless, futile and utterly dangerous abandonment of constitutional principle.The New Deal was responsible for some powerful and important accomplishments. It put people back to work. It saved capitalism. It restored faith in the American economic system, while at the same time it revived a sense of hope in the American people.To learn more about President Roosevelt's refer to:
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Best Goods, one of the leading department store chains, offers goods at low prices. It recently opened many new stores across the country. After successfully setting up stores in most major cities, Best Goods faced substantial opposition in the city of Joberg, where lobbyists for smaller general stores (local businesses) opposed its entry. These lobbyists argued that Best Goods would put many local stores out of business and would also increase income inequality and unemployment in the city.
Which of the following, if true, would weaken the stand of the lobbyists?
A.
The price level in the economy has been rising in the recent past.
B.
It is common for traditional retailers to modernize and successfully compete with organized retailing.
C.
The country has a proportional tax structure, where the amount of tax paid is proportional to income earned.
D.
Compared to most other cities in the country, the average income level of Joberg's population is higher.
E.
The net impact on employment in Joberg is expected to be negative.
The price level in economy has been rising in recent past would weaken the stand of lobbyists.
What is lobbying?Lobbying, persuasion, or interest representation are terms used in politics to describe the activity of using legal means to try to sway the judgments, actions, or policies of public officials, most frequently politicians or regulators. Lobbyists, a voter or group of voters in their electoral district, can be considered one of a legislator's constituents. Those who lobby can make a living doing so. Professional lobbyists work for an organization or individual that pays them to try to sway legislation, regulations, or other decisions, acts, or policies of the government. Furthermore, individuals and charitable organizations may lobby as a side endeavor or a minor aspect of their normal work. It's arguable if it's morally right or bad to use legal means of lobbying, purchasing influence, or accepting gifts.
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Debooster cylinders are used in brake systems primarily to
A. reduce brake pressure and maintain static pressure
B. relieve excessive fluid and ensure a positive release
C. reduce the pressure to the brake and increase the volume of the fluid flow
DE booster cylinders are typically used in braking systems to increase the volume of the fluid flow and lower the pressure to the brake.
How is the Debooster used in the brake system?By increasing volume while lowering pressure, this valve affects the fluid's flow to the brake. A de-booster valve, which increases the smoothness of brake application, makes it easier for the brakes to release quickly. The debooster increases the volume of brake fluid while decreasing the pressure as it travels to the brakes. Consequently, the pilot had better braking control.
The automatic brake It is uncertain what debooster cylinders do.When a power brake system's wheel cylinder and power brake control valve are connected. By closing this valve, the fluid being sent to the brake is increased in volume while its pressure is decreased. A de-booster valve, which increases the smoothness of brake application, makes it easier for the brakes to release quickly.
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rather than real sales growth, coca-cola simply experienced the shifting of existing customers to a new product. this exemplifies a drawback of multisegment targeting strategy called: group of answer choices selective perception market repositioning demarketing cannibalization market penetration
Exemplifies a drawback of multisegment targeting strategy called: d. cannibalization. It means that a company will a reduction in sales volume, sales revenue, or market share of one product when the same company introduces a new product.
In economic and business, Product strategy generally can be described as the high-level plan for developing and marketing a product. Beside that, product strategy also can be described as how the product supports the business strategy and goals, and is brought to life through product roadmaps. There are four major elements of business strategies, such as customer, competitors, makro environment, and also market. Beside that also there are several types of business strategies, such as comparative business strategies, differentiation business strategies, and segmentation business strategies.
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how to answer why are you interested in this position
The best way to answer to the question that why they are interested for the post is to stay honest and give the best reason for your selection which is inclined mainly to the match between your qualifications and job requirement.
When one is asked why they are interested for a specific job, candidates get confused whether they shoudl tell about their qualifications or impress the members by praising the company. However, one must always try to be true to the job profile and they can simply tell that they need the job to build their experience profile, test in competitive situations, and as the job requirement perfectly suits their education qualifications and skills, they find themselves most suitable for the job and feel that they would be able to do better justice to their job.
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A positive net credit position would indicate that
Net trade credit is positive when accounts receivable are greater than accounts payable and negative when the opposite is true.
How should I define trade?When two economic players exchange commodities or services voluntarily, this is referred to as trade. Trade is typically thought to benefit both parties because transactions are voluntary. Buying and selling securities or other assets is referred to as trading in the financial industry.
What does "trade job" mean exactly?A trade job, in general, is a position that calls for advanced training and education, but not from a 4-year college or university. It is a specialized craft employment. Apprenticeships, on-the-job training, specialized educational programs, and/or vocational schools are some of the ways that trade employees obtain their education and training.
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Establishing Credibility as a Presenter
One of your first presentation strategies should be to establish credibility. Without appearing self-serving, find ways to increase your perceived credibility. Use the presentation to show your thorough understanding of a business issue. Frame your ideas in ways that show clear benefits to your company, its employees, and its stakeholders. In every way, display honesty and openness.
During the presentation, you establish your competence by showing that you know the content well. You show your caring by connecting emotionally with audience members and adapting to their needs. You show your character by being open and honest. After your presentation, following up as appropriate with audience members shows your caring and character as well. Some audience members may raise issues for you to look into or ask for additional information. Comply with these requests promptly and you will establish a reputation for responsiveness.
In this exercise, you will evaluate how your actions and statements build your credibility in terms of competence, caring, and character.
If you make eye contact with your audience, they will trust you more. Including interactive or interesting activities, questions, or allusions to the audience will make them feel more involved in the presentation involves good speaking skills.
Some speakers command a high level of credibility. Many politicians, educators, and journalists are regarded as extremely reputable in their fields of competence. Credibility can be direct (derived from firsthand experience), secondary (derived from referencing evidence from others), or indirect (derived from citing evidence from others) (derived from the effective presentation). Credibility was defined by the ancient Greeks as ethos, which is the Greek term for tradition, habit, or character. It is related to our term 'ethics,' and it denotes an individual's ongoing/habitual public character—how they normally act. Ethos may be developed both before and during a speaking scenario. Credibility is defined as a speaker's expertise and personality. A speaker's credibility can be a shifting goal since it varies from audience to audience and even within a single speech.
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When you are actively listening, it is important to wait until the speaker is finished speaking before you attempt to formulate your response.
False
True
The answer is true, got 100% in edge.
Answer: true
Explanation:
Dr. Drake is thinking about retirement and decides to sail around the world once he retires. He buys a sailboat for $125,000. He borrows the money at an apr of 7. 5% for five years. How much will his total interest be?.
The total interest on Dr. Drake's loan will be $46,875. Interest on a loan is the cost of borrowing money. It is typically expressed as a percentage of the loan amount and is charged by the lender over the term of the loan.
The interest rate is used to calculate the amount of interest that will be paid on the loan, and it can vary depending on factors such as the creditworthiness of the borrower and the length of the loan term. Interest is usually paid in addition to the principal amount borrowed, and it is usually paid periodically (such as monthly or annually) along with the repayment of the principal.
To calculate the total interest on a loan, you need to know the loan amount, the interest rate, and the loan term (in years). Using this information, you can use the following formula:
Interest = (Loan Amount x Interest Rate x Loan Term) / 100
In this case, the loan amount is $125,000, the interest rate is 7.5%, and the loan term is 5 years. Plugging these numbers into the formula, we get:
Interest = ($125,000 x 7.5 x 5) / 100
Interest = $46,875
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What is the formula for calculating nominal interest rate?
The formula for calculating the nominal interest rate is approximately equal to the real interest rate plus the inflation rate (i = R + h).
When the effective interest rate is known, the nominal interest rate (n) for a given time can be computed as follows: n = m [(1 + e)1/m - 1] e stands for effective rate. There have been m compounding periods.
The interest rate that is quoted at a bank on any particular day is an illustration of a nominal interest rate. This is the nominal interest rate if a bank offers a car loan with an annual interest rate of 2.59%. It represents the annual interest costs associated with borrowing money to purchase a car.
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What are the types of comparative method?
The types of comparative method are individualizing, universalizing, variation-finding and encompassing.
Comparing "a small number of cases in order to grasp the peculiarities of each situation" is known as individualizing comparison. This basically entails thoroughly defining the traits or traits of each case being researched.
The goal of a universalizing comparison is to show that a phenomena has substantially the same behavior in all instances.
By comparing systematic differences between examples, variation-finding comparison aims to "establish a principle of variation in the nature or intensity of a phenomenon."
Comparing distinct examples entails "placing them at different points within the same system, on the way to explaining their characteristics as a function of their diverse relationships to the system as a whole."
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What are three examples of sustainable practices being used today in the world?
Sustainability refers to accomplishing our objectives without affecting the capacity of coming generations to reach their objectives.
What are three sustainable practices examples?Investing in renewable energy is one of the most ambitious sustainable business practices. Depending on the predominant power source in your area, using renewable energy can dramatically decrease the carbon footprint of your business.Avoiding the usage of plastic bags will help keep the oceans clean. Planting trees to preserve the environment is a part of life forms. Recycling materials like paper, plastic, glass, and aluminum is a good practice for consumption and production. Bike, walk, or use mass transit for sustainable cities and communities.
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A higher interest rate (discount rate) would: Multiple Choice
O increase the price of corporate bonds.
O reduce the price of preferred stock
O increase the price of common stock
O reduce the cost of dividends.
B) If the interest rate (discount rate) is high, the price of the preferred stock will fall.
What is the interest rate?Simply put, interest is the price you pay to borrow money, such as student loans, mortgages, and credit cards. When you borrow money, you usually have to pay back the original amount borrowed plus a certain percentage of the amount borrowed as interest. There are some exceptions:
For example, if you pay off your credit card balance in full each month, or if the promotional rate is 0%, you will not be charged interest. If potential lenders and creditors have a history of responsible lending and view you as a low-risk borrower, you may be able to get a lower interest rate.
The total amount repaid in interest can vary depending on the term of the loan and whether the interest rate is fixed or variable (known as floating rate). Fixed interest rates do not change. Floating interest rates are associated with a reference interest rate called an index. If the index changes, the interest rate can also change.
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Why is it important to know the hazards of chemicals in the workplace?
Working with hazardous chemicals can be a dangerous undertaking if the proper safety precautions are not taken.
Knowing the risks associated with these chemicals is essential in order to protect the health and well-being of workers.
Some of the risks associated with exposure to hazardous chemicals can include severe burns, skin and eye irritation, respiratory issues, and even long-term health effects such as cancer.
In order to protect yourself and your fellow workers, it is important to understand the risks associated with each chemical and to take the necessary safety measures to ensure everyone is kept safe.
Taking the time to research and understand the potential risks of hazardous chemicals in the workplace is essential in creating a safe working environment.
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costs per equivalent unit are used to value ______.
In a process costing system,cost per equivalent unit is the term used to describe the average unit cost of each product.The cost per equivalent unit concept is used to assign costs to (completed units carried over and units still in work-in-process (WIP) inventory at the end of the period
In process costing,equivalent units are calculated to facilitate the allocation of manufacturing costs to units produced in whole or in part.This is used to calculate the number of units at the end of the period.Two processes are equivalent if,when the same values are entered into each process,the same result is produced.Unit cost refers to both variable costs and fixed costs associated with the production and delivery of a single unit of any product to a final consumer.Monitoring the cost of goods sold helps create a context for setting prices and ensuring that profits are generated Importance.Calculating the cost per unit is essential for any business because it helps determine the selling price that the business should charge its customers.This is because companies typically add up the percentage of profit to get the sale price.
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