The Correct answer choice for question 1 is : Federal Reserve Banks
What is Federal Reserve Banks?
While the Board of Governors is a sovereign government agency, the Federal Reserve Banks are set up like private companies. Member banks hold stock in the Federal Reserve Banks and earn profits. The Federal Reserve's interest is determined principally from the interest on U.S. government securities that it has received through open market operations.
AND
The Correct answer choice for question 2 is : Buy government securities
What is Recession?A recession is a business cycle recession which occurs in a general slowdown in financial activity. Macroeconomic indicators such as GDP, finance spending, capacity utilization, household income, business profits, and inflation fall, while failures and the unemployment rate rise.
Therefore, we can conclude that the correct option of 1 is (B) and 2 is (A).
Your question is incomplete, but most probably your full question was:
1. Which of the following institutions makes up the largest part of the Federal Reserve System organization?
A. Board of Governors
B. Federal Free Market Committee
C. Federal Reserve Banks
D. Member banks and other depository institutions
2. If the United States falls into a recession, which action would the Federal Reserve take to encourage employment?
A. Buy government securities
B. Increase reserve requirements
C. Raise federal funds and prime rates
D. Sell government securities
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Answer:
member banks and other depository institutions
Explanation:
just took the test
Why is the Adams onís treaty important to the United States?
Signed in 1819 by John Quincy Adams and Luis de Onís, the Adams-Onís Treaty between the United States and Spain gave Florida to the U.S. and established the Sabine River as the border between the U.S. and New Spain. The formation of Texas was part of a global story.
Define Treaty?A formal, written treaty is a binding agreement between parties to international law. It is often created by and between sovereign governments, however it may also involve people, businesses, and other legal entities from other countries.Written agreements between sovereign nations (or between states and international organisations) that are controlled by international law are known as treaties and other international accords. Each year, the US signs more than 200 international treaties and other accords.Treaties are legally binding agreements that are incorporated into international law. As part of what the Constitution refers to as "the highest Law of the Land," treaties to which the United States is a party also have the effect of federal law.To learn more about treaty refer to:
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What are the 5 different banking accounts offered by local banks?
1. Current Accounts: A current account is a basic bank account that allows you to make deposits and withdraw cash from your account. Checking accounts typically come with a checkbook, debit card, and online banking features.
2. Savings Accounts: Savings accounts are meant for people to save money. They usually have higher interest rates than checking accounts and require a minimum balance to open the account.
3. Money Market Accounts: Money market accounts are similar to savings accounts, but with higher interest rates and higher minimum balance requirements.
4. Certificates of Deposit (CD): A CD is a type of account that earns a fixed rate of interest over a period of time.
5. Individual Retirement Accounts (IRAs): IRAs are accounts that allow you to save for retirement. There are several types of IRAs, including traditional, Roth, and SEP IRAs.
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Is GDP a good measure of standard of living?
GDP per capita is the widely used indicator of a country's standard of living. The gross domestic product of a country divided by the population is this.
The total output of goods and services produced inside a nation's borders in a given year is referred to as the GDP. The information that GDP gives on the size and health of an economy can be used to explain its significance. Real GDP growth is frequently employed as a gauge of the state of the economy as a whole. Real GDP growth is generally considered a positive indicator of the health of the economy.
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What are two tests for measuring cardiorespiratory fitness?
Two tests for measuring cardiorespiratory fitness are the VO2max test and the submaximal exercise test. The VO2max test measures the maximum amount of oxygen an individual can use during exercise and is measured in milliliters of oxygen per kilogram of body weight per minute (ml/kg/min).
A submaximal exercise test measures an individual's ability to perform a specific exercise for a specified period of time. This is usually done on a treadmill or bike and involves gradually increasing the intensity of the exercise until the individual can no longer continue. This test measures an individual's heart rate, breathing rate, and other physiological responses to exercise.
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In 2010, the population of a city was 223,000. From 2010 to 2015, the population grew by 5%. From 2015 to 2020, it fell by 3%. How much did the population grow from 2010 to 2015, to the nearest 100 people?.
From 2010 to 2015, the population grew by 5%, which is 11,150 people to the nearest 100 people. Population refers to the number of people living in a specific geographic area, such as a country, state, city, or neighborhood.
Population can also refer to the number of individuals of a particular species living in a specific area. In general, population data is used to understand the demographics and characteristics of a specific area, as well as to make predictions about future population trends and patterns.
From the text we are informed that the population of a city was 223,000 in 2010. From 2010 to 2015, the population grew by 5%. From 2015 to 2020, it fell by 3%.
Hence, to determine the growth of population from 2010 to 2015 is:
223,000 x 0.05 = 11,150
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A company achieves best-cost provider status by
O concentrating its full attention on attracting value-conscious buyers looking for the best price for the best product produced at the best cost.
O providing buyers with the best features and attributes, thereby enabling it to charge the best price and deliver the best value to its customers.
O having the best cost (as compared to rivals) for each activity in the industry's value chain.
O developing the capability to incorporate attractive upscale attributes at a lower cost than those rivals with comparable upscale product offerings.
O using the best operating practices and incorporating the best features and attributes.
By developing the ability to include appealing upscale features at a lower cost than competitors with similar upscale product offerings, a company can become the best-cost provider.
What is a supplier at the lowest cost strategy?Best-cost provider strategies combine low-cost provider and differentiation methods with the goal of exceeding consumer expectations for price while meeting buyer expectations for key quality, features, performance, and service aspects.
What kind of competitive advantage does a best-cost provider strategy seek to attain and what steps must be taken to do so?By giving customers more for their money—delivering greater quality, features, performance, and/or service attributes while also exceeding consumer expectations on price—best-cost tactics build competitive advantage.
What benefit does it provide to an industry to be the cheapest provider?The appealing benefit of being the overall low-cost supplier in a market is that it puts a company in the best position to capture the business of price-sensitive clients, establish the floor on market price, and still make a profit.
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Is equal to total profit?
Profit seems simple. However, your company's profit and loss statement or other financial statements will reveal that overall profit is more complex than you thought.
Your annual gross income is the amount of money your company receives in sales. In spite of this, you can't just keep all the money that comes into your company. Businesses incur a wide range of costs, including salaries and benefits for workers, advertising costs, and everyday running costs.
After deducting all of your company's expenses, you'll have a total profit (or net profit). This is the amount of money that stays in your pocket, either personally or for the benefit of your company.
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What are the differences between credit unions and commercial banks?
Credit unions are member-owned financial institutions, while commercial banks are owned by investors.
Credit unions are generally not-for-profit entities, owned and operated by their members. This means that their primary goal is to serve their members, not maximize profits. This often leads to better customer service, lower loan rates, and higher interest rates on deposits.
In contrast, commercial banks are owned by investors who are looking to maximize profits. This means that they may charge higher fees, and offer lower rates on deposits and loans. Credit unions typically have fewer services available, but also offer a more personal experience.
Commercial banks typically have more services available, and a more corporate feel. Credit unions also require members to meet certain criteria, such as residential or employment status. Commercial banks typically do not have these requirements.
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highest grossing movies of all time adjusted for inflation
Theatrical, home video, television broadcast rights, and merchandising create cash for films. Trade magazines utilize theater box-office receipts to evaluate a film's success due to the data's availability and historical practice.
In the 21st century, franchises outperform war, musical, and historical dramas. 10 Marvel Cinematic Universe films are among the best earning. Avengers: Endgame ranks second in nominal earnings, while four Avengers comic book films are in the top twenty. DC Comics Batman and Superman flick and Marvel Comics' Spider-Man and X-Men films have done well. The nominal earnings chart contains five Star Wars films, Harry Potter, Jurassic Park, and Pirates of the Caribbean.
Avatar leads the nominal profits leaderboard, which is dominated by sequels and adaptations. Before the home-video era, Disney films had successful re-releases. After adjusting for inflation, Gone with the Wind, which was the highest-grossing film for twenty-five years, remains the top film. Except where noted, all grosses are in nominal U.S. dollars.
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Which describes personal finance?(1 point)
Answer:
so saving money investing it buying house something like that....
Explanation:
What Is Personal Finance? Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, and retirement, tax, and estate planning.
Answer: Answer: 1. the ability to understand how to make sound financial choices so you can confidently manage and grow your money
2.the CEO of The Finance Bar
3.the financial management which an individual or a family unit performs
4.your language
5. -a notebook for your homework
-lunch brought from home
Explanation: I took the quick check
What are 3 advantages of a command economy?
The main three advantages of command economy are listed below:
1. Centralized decision making: In a command economy, all economic decisions are made by the government. This allows for a more centralized and coordinated approach to economic planning, which can be beneficial for achieving specific economic goals, such as increasing industrial production or improving infrastructure.
2. Ability to direct resources towards priority sectors: A command economy allows the government to direct resources towards priority sectors, such as education, healthcare, and infrastructure, without the interference of market forces. This can be beneficial in ensuring that the basic needs of the population are met.
3. Greater control over inflation: Government control over the economy can help to keep inflation in check by controlling the supply of money and regulating the prices of goods and services. This can help to stabilize the economy and promote long-term growth.
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What are the purposes of financial regulations to three answers?
Financial regulations work to uphold public stability of the financial system by enforcing relevant laws, prosecuting cases of market misconduct,safeguarding clients, and investigating complaints.
What three services are offered by financial institutions?Financial institutions serve a variety of purposes, such as providing banking services, capital financing, controlling the money supply, managing pension funds, and fostering national economic growth. The attainment of quality control of a subject system, its process, or its product is referred to as the primary regulatory purpose. One or a combination of the following strategies are employed to establish quality control via regulation: (1) accountability, (2) growth of an organization, and (3) protectionism.
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documenting sources for a business report helps decision makers
Documenting sources for a business report enables individuals reading your work to find your sources and learn more about the concepts you present in your article.
A business report's purpose is to give a critical analysis of how the company is doing in all areas. Firm reports are critical tools for guiding decision-making and allowing business owners and senior management to examine and resolve any highlighted concerns. Reporting is accomplished by the compilation and examination of information within a certain functional area such as finance, sales, operations, inventory management, or any other area of the business where performance is monitored and measured. After gathering and reviewing information, judgments and suggestions can be formed. The report's findings may explain why an issue happened, highlight performance issues, and typically propose a course of action.
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when a company produces and sells multiple products ______.
When a company produces and sells a variety of products
Each product likely has a contribution margin.In the event that the sales mix changes, the break even point probably will as well.There are certainly various amounts of fixed expenses associated with each product.When the mix of sales changes, why does the break-even threshold change?The break-even point increases if consumer demand shifts and people buy more low-margin goods. In contrast, the break-even threshold decreases as more customers buy high-margin products. In reality, the break-even point might vary depending on the mix of sales even if overall sales volumes are constant.
What is the term for when a business produces and sells more than its break-even output?A company is functioning financially and has what is known as a margin of safety, which is essentially a safety net, if it produces and sells more than its break-even level of output. The amount that the company expects to sell in excess of its break-even threshold is known as the margin of safety.
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Why was the New Deal effective?
The New Deal has restored a sense of security as people return to work. It created a framework for a regulatory state that could protect the interests of all Americans, rich and poor, and thereby help business systems operate more productively.
The New Deal created a wide range of federal programs aimed at providing economic relief to those in distress, regulating private industry, and stimulating the economy. The New Deal is often summed up in the "three R's". Relief (for the unemployed).
The New Deal has delivered some powerful and important achievements. It got people back to work. saved capitalism. It restored confidence in the American economic system while reviving a sense of hope among the American public.
He expanded the powers of the federal government by establishing a regulatory agency and laid the foundation for the welfare system. In the future, the government will regulate business and provide social programs to avoid social and economic problems.
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What is the most important thing to consider before preparing your own budget and also the budget for your family?
The most important thing to consider before preparing the budget for self or family is the current financial status.
Your existing financial status should be taken into account before creating a budget, whether it be for your family or for yourself. This entails being aware of your earnings, expenses, and any debt you may have. It's crucial to have a clear knowledge of your financial objectives, such as paying off credit card debt or saving for a down payment on a home.
Your spending habits should be taken into account before creating a budget. This entails knowing where your money is going at the moment and figuring out any areas where you might be overspending. It also entails figuring out where you might be able to reduce spending to make more money available for savings or debt reduction.
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Balancing a budget i important, but buinee often take on loan or invetment to get them tarted, and thee debt can leave them owing money to invetor and bank for quite ome time. One traditional aying ometime ued to endore thi kind of pending i "you have to pend money to make money. " What factor hould be taken into account when deciding on the exact balance to trike between borrowing and pending when running a buine, epecially when it come to paying for information ytem and technologie? How i it imilar or different to the kind of deciion you make to manage your peronal finance (e. G. , putting omething on a peronal credit card or taking a mortgage to buy a home)?
The factor to be taken into account is the return on investment for the fund's utilization.
There are many things to consider in how to balance borrowing and expenditure for a business. The anticipated ROI for the borrowed or used funds is a crucial consideration. For instance, the ROI may support taking on debt to pay for a new information system that a company intends to invest in and which is anticipated to greatly enhance productivity and revenue. The capacity to repay borrowed funds on a timely basis should also be taken into account. The terms of the loan and the business's cash flow will determine this. The business's stability and financial health are additional crucial factors.
Even if the investment is anticipated to have a positive ROI, it may not be prudent for a company having financial difficulties to take on further debt. In the case of personal finance, the choice of whether to spend money or borrow it should be based on the projected return on investment (ROI) and one's capacity to pay off the loan. Personal income and savings are however additional elements of personal finance. When making decisions regarding borrowing or spending, it's crucial to take entire financial status into account. It's also crucial to think about any dangers and drawbacks associated with taking on debt.
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Which of the following should NOT be considered when estimating cash flow from a potential investment
Financing costs should not be considered when estimating cash flow from a potential investment.
Option B is correct.
Financing cost :Cost of Funding (FC), also known as Cost of Funding (COF), is the cost, interest, and other fees associated with borrowing money to build or purchase an asset. This could range from financing a mortgage, financing a car loan with a bank, or financing a student loan. Funding costs are the interest and other costs that a company incurs when borrowing money. They are also known as 'financial costs' or 'borrowing costs'. The company next he finances his business from two different sources.
What are the financing costs for?Funding costs are incurred because it is the return on capital paid to people or institutions that makes the funds available to others. Because lending money is their business, they charge different interest than the price paid to get the loan or borrowing.
Question is incomplete,missing part is given below :
Which of the following should NOT be considered when estimating cash flow from a potential investment?
A. Pre-startup expenditures
B. Financing costs
C. Incremental working capital requirements
D. Taxes on incremental expenses and earnings
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A group of people were given a pelling tet. The table how their mark. Work out the range of the mark. How many tudent are in the group. Work out the mean mark of the group
The mean mark of the group is 8.13
Mark = 6,7,8,9,10
Frequency = 5,4,7,10,4
In mathematics, the mean is the product of the sum of the added values of all the data in a set and the number of data in the set.
Determining the mean mark of the group -
= ∑xifi/ ∑fi
Substituting the values -
= 6 x 5 + 7 x 4 + 8 x 7 + 9 x 10 + 10 x 4 / 5 + 4 + 7 + 10 + 4
= 30 + 28 + 56 + 90 + 40 / 30
= 244/30
= 8.13
Complete Question:
A group of students were given a spelling test. The table shows their marks.
Mark 6,7,8,9,10 frequency 5,4,7,10,4
Work out the range of the marks,
How many students are in the group
Work out the mean mark of the group
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Jada ha 12 library book checked out and Han ha 1/3 le than that. How many doe Han have checked out?
The total number of books checked out is 8.
Books with Jada = 12
Books with Han = 1/3 less of Jada
Any numeral of equal parts is represented by a fraction, which also represents a portion of a whole. A fraction is a word used to express how many portions of a particular size there are.
Calculating total books with Han -
= Ratio of books with Han/ Books with Jada
One-third of a number is equal to the number divided by 3, therefore,
In this case, we have 12 books with Jada, so a third of 12 -
= 12/3
= 4
Now,
If Han has a third of less than 12, thus,
The total number of books checked out will be -
= 12 - 4
= 8
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An organization wants to provide "free" alcoholic beverages as a part of a promotion. Which of the following statements is CORRECT?a. The organization must obtain a temporary permit. b. No license or permit is needed. c. The organization must obtain a private club permit d. The organization must obtain a promotional permit.
Answer: is D (I'm pretty sure)
Explanation: this is because when you are providing alcoholic beverages, and serving requires a permit to sell it. You are required to have a license. I hope this helps
The texas constitution requires a balanced budget.a. Trueb. False
The statement above is true. So that, the state may only spend as much as it estimates budget and not allowed to spend funds outside the budget.
Texas generally can be defined as a free and independent State, subject only to the Constitution of the United States. Texas has a constitution that requires a balanced budget. It means that the state may only spend as much as it estimates and not allowed to spend funds outside the budget. So that, Texas maintains a balanced budget because the State Constitution requires it.
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What are the keys to successfully manage personal finances?
Personal finance is a concept that includes budgeting, investing, and money management.
Budgeting, banking, insurance, mortgages, investments, retirement, tax, and estate preparation are all included. Personal finance is the process of organizing and controlling one's own financial actions, including earning money, buying things, saving money, and investing. A budget or financial plan can serve as a summary of how to manage personal finances.
Keys to Successful Personal Finance Management
examining the connections in terms of money.Taxes and budgetingKeeping cash on hand or managing liquidityfunding substantial purchases.Risk management.Putting your cash to work.Organizing your wealth transfer and retirement.Record-keeping and communication.buying an appropriate life insurance policy.purchase of health insurance.Spending and Investing.Get rid of all pricey debt.To know more about financial literacy here
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Who benefits from loan discount points?
By paying points upfront, borrowers are able to lower their interest rate for the term of their loan.
What are mortgage points?One mortgage point represents 1% of the underlying loan amount, hence mortgage points are expressed as a percentage of the loan amount.
Mortgage points are a one-time extra charge when you close on your loan, but they can also be used by borrowers to bargain for a lower interest rate.
For instance, consumers can frequently get mortgage rates that are around 0.25% lower by paying 1% of the total interest that would be charged throughout the life of a loan up front.
The fact that points do not equate to a greater down payment must be understood.
The entitlement to a lower rate for the duration of the loan is instead "bought" by borrowers from a lender by paying for points. Purchasing points only results in interest cost savings.
It does not assist in constructing equity in a property.
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Almost all businesses operate in_________ changing environments
Identify the stage of organizatio arely each example in the following table.
O rarely
O constantly
Almost all businesses operate in rarely changing environments. Thus, option A is appropriate.
A business's main objective is to coordinate some form of economic manufacture of commodities or services. Businesses can be commercial enterprises or nonprofit groups with a benevolent aim or advancing a social cause.
For-profit, companies sell products and services to fulfill our needs and desires. Without them, we would therefore be forced to generate everything in our environments, including our food and clothing. Then, businesses must compete with one another.
Thus, option A is correct.
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Which is an example of a workplace trend?
One example of a workplace trend is remote work.
Companies are increasingly allowing employees to work from home or other remote locations. This trend has been accelerated by the COVID-19 pandemic, as many businesses have had to adapt to social distancing measures. Remote work allows for greater flexibility, as employees can work from anywhere, which can improve work-life balance and productivity.
Additionally, it can also lower costs for businesses by reducing the need for office space and commute-related expenses for employees. Moreover, it can also increase employee engagement and job satisfaction. It also allows for a more diverse and inclusive workforce, as it eliminates geographical barriers to employment. Remote work also allows for better management of time and focus, which in turn increases productivity.
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What are the benefits of savings account to the bank?
Yes, It assists you in protecting your funds and generating a moderate interest rate. Your savings account allows for simple deposits and withdrawals of funds.
When you need money, having a savings account makes it easier to get access to it. It serves as an emergency fund that you can use at any time. The possibility of earning income, simplicity of opening and access, and FDIC protection and security are three benefits of savings accounts.
Minimum balance requirements, lower interest rates than other accounts/investments, and federal withdrawal restrictions are three drawbacks of savings accounts. Here are the top five justifications for keeping a savings account:
It sparks curiosity. You can earn some money through interest by keeping your money in a savings account.Security of money.Learn more about savings account Visit: brainly.com/question/738615
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An insurer's ability to make unpredictable payouts to policyowners is called
Liquidity refers to an insurer's capacity to pay out erratic amounts to policyholders.
What is liquidity?Market liquidity is a quality of a market in business, economics, or investing that allows a person or company to swiftly buy or sell an asset without significantly changing the product's price.
The trade-off between an asset's sale price and its sale time is what is referred to as liquidity.
The trade-off is minimal in a liquid market since one can sell right away without having to accept a price that is much lower.
The ability of an insurer to make unpredictable payments to policyholders is referred to as liquidity.
An asset must be discounted to sell fast in a generally unliquid market.
Money, or cash, is the most liquid asset since it can be swapped for goods and services quickly at face value.
Therefore, liquidity refers to an insurer's capacity to pay out erratic amounts to policyholders.
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Companies opt to expand into foreign markets for such reasons as to.....
Businesses choose to expand internationally for a number of reasons, including to gain access to new markets, reduce costs, boost competitiveness, capitalize on core competencies, and spread company risk across a wider clientele.
Why is it that companies want to expand internationally?By expanding globally, business can take advantage of unexplored markets and customers that your competitors aren't currently targeting. Organizations expand globally for a variety of reasons, one of which is their ability to provide reliable services to their foreign customers. New clients will be attracted by a good global reputation.
Which three advantages of doing business globally are the most significant?International business has a number of benefits, including:
gaining more customers,having seen a significant increase in revenues,an extended product lifespan,taking advantage of changes in the exchange rate, and.increasing your ability to hire from a bigger skill pool.Learn more about International business: https://brainly.com/question/17518293
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Hannah owns a food truck that sells tacos and burritos. She sells each taco for $3. 75 and each burrito for $7. 75. Hannah must sell no less than $430 worth of tacos and burritos each day. Write an inequality that could represent the possible values for the number of tacos sold, tt, and the number of burritos sold, bb, that would satisfy the constraint.
An inequality expression that could represent the possible values for the number of tacos and burritos sold is: 3.75tt + 7.75bb ≥ 430.
Let tt represent the number of tacos sold.
Let bb represent the number of burritos sold.
Hannah sells each taco for $3.75 and each burrito for $7.75.
She has to sell no less than $430 worth of tacos and burritos each day.
So, these are expressed in an inequality as:
3.75tt + 7.75bb ≥ 430
What is inequality expression?Inequalities are mathematical expressions in which the sides are not equal to each other. Inequality expression involve the symbols >, <, ≥ and ≤.
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