The lingering effects of World War I (1914-1918) created economic problems in many countries as Europe struggled to pay its war debts and reparations. These problems contributed to the crisis that triggered the Great Depression.
The recession was caused by a series of severe economic weaknesses. Although the 1920s appeared to be a prosperous time on the surface, income was unevenly distributed. The rich were making big profits, but more and more Americans were spending more than they were earning, and farmers were facing low prices and high debt. America's "Great Depression" began with a dramatic stock market crash on "Black Thursday," October 24, 1929. At this time, 16 million of his shares were put up for sale by panicked investors who had lost confidence in the American economy. At the height of the Great Depression in 1933, nearly 25% of the country's total workforce, or 12,830,000 people, were unemployed.
Wage earnings for those workers who were lucky enough to keep their jobs fell by nearly 43% between 1929 and his 1933. Many farmers lost their homes and land as the prices of agricultural products fell sharply. Many people went hungry.
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What is another word for subsidy?
Answer:
Funds, money, or assests.
Explanation:
Assigning Responsibility
Assigning responsibility is the process of delegating authority to a team member, indicating that a person will carry out a specific action.
What is a responsibility assignment?Responsible for Action indicates the person responsible for performing the action. Responsibilities can be assigned to either customers, users, or MDT (multidisciplinary team) members.
For example, a store clerk is responsible for providing bus tickets to customers. Instead, the client is given action responsibility for daily practice. Specific actions are always the responsibility of the client and specific actions are always the responsibility of the user or MDT member.
To ensure that employees don't always have to specify responsibilities, there are configuration settings that dictate the assignment of responsibilities, and in some cases automatically set default responsibilities for actions.
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If the Commission makes a final order against a licensee following a hearing, what action, if any, can the licensee take
The licensee's primary place of business or residence is the Circuit Court where the appeal will be heard.
When may brokers make a claim against the Florida Real Estate Recovery Fund?A claim must be filed for compensation within two years after the act that gave birth to the claim, or within two years of the time the act is found or ought to have been discovered with reasonable care.
The licensee's primary place of business or residence is the Circuit Court where the appeal will be heard.
In the event that the application is approved, the applicant will be compensated for any actual and direct (out-of-pocket) losses they incurred in a transaction, up to a statutory maximum of $50,000 per transaction and a potential total aggregate maximum of $250,000 per licensee.
Following the filing of your statement of claim against an estate, the personal representative of the estate will either pay the claim, contest the claim, or make an effort to settle the claim for a lesser sum. Objections to your claim may also be submitted by other parties with a stake in it, such as beneficiaries.
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failure to maintain financial responsibility texas
FMFR tickets, which necessitate insurance or financial responsibility, are serious. A second FMFR conviction will terminate your driving privileges.
In addition, if you cause an accident and are found to be at blame, you must pay all related expenses out of pocket if you do not carry liability insurance. Failure to maintain financial responsibility is the inability to maintain responsible financial behavior.
Therefore, it is crucial to always have auto insurance. If you were given a ticket for failing to show proof of insurance or financial responsibility but you really had insurance at the time of the ticket, you can get the ticket dropped by showing proof of insurance to the court within the 15-day grace period. A court appearance was necessary for every other type of dismissal.
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Amira is going to invest in an account paying an interest rate of 2. 1% compounded quarterly. How much would amira need to invest, to the nearest ten dollars, for the value of the account to reach $880 in 9 years?.
Amira is going to invest in an account paying an interest rate of 2. 1% compounded quarterly. Amira needed to invest, to the nearest ten dollars, for the value of the account to reach $880 in 9 years is $724.78.
Given information:
The investment will eventually be worth $880.
P stands for the main sum, or the initial investment.
r = 0.021 is the yearly interest rate expressed in decimal form.
n = How many times interest is compounded annually.
t = The number of years is 9
A = [tex]P(1 +\frac{r}{n})^{nt}[/tex]
$880 = [tex]P(1 +\frac{0.021}{4})^{36}[/tex]
P = $880 ÷ [tex]P(1 +\frac{0.021}{4})^{36}[/tex]
P = $880 ÷ [tex](1.00525)^{36}[/tex]
P = $880 ÷ 1.214058
P = $724.81 (approx)
Therefore, Amira would need to invest approximately $724.78, rounded to the nearest ten dollars, for the value of the account to reach $880 in nine years.
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What are the 4 parts of a credit report?
These four categories are: identifying information, credit accounts, credit inquiries and public records.
What is credit report?In a credit report produced by a credit agency, your credit history is described in great detail.
Lenders evaluate your creditworthiness using other data in addition to your credit reports.
Credit reporting agencies compile financial data about you and utilise that data to produce credit reports. Equifax, Experian, and TransUnion are the three major credit reporting companies in the United States.
Each of these reporting agencies gathers information about your unique financial condition and payment habits to create a unique credit report.
Although the information in the three studies is largely comparable, there are sporadic little differences.
They provide details on accounts that have been reported to credit bureaus, information about liens and income garnishments, and information about credit inquiries.
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What are the benefits of international trade and how do countries gain from trade?
International trade allows countries to expand their markets and gain access to goods and services that were previously unavailable domestically.
International trade is the buying and selling of goods and services by businesses in different countries. Consumer goods, raw materials, food and machinery are bought and sold on the international market. International trade allows countries to expand their markets and gain access to goods and services that were previously unavailable domestically.
Global trade offers consumers and countries the opportunity to access goods and services that are not available in their home country or are more expensive domestically. The importance of international trade was recognized early by political economists such as Adam Smith and David Ricardo.
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Natalia worked in an automobile plant. She lost her job when the plant relocated to another state. She applied for unemployment compensation. In her state, the amount is calculated by taking 55% of the average of the last 26 weekly salary amounts. The gross incomes from her last 26 paychecks are listed in the table. Determine natalia's unemployment compensation weekly amount to the nearest cent.
Natalie's unemployment compensation weekly amount to the nearest cent is $400.65
Natalia's last 26 weekly salaries:
Week Salary
1) 715
2) 700
3) 730
4 )730
5) 730
6) 720
7) 700
8 )720
9 )720
10) 720
11 )725
12) 720
13 )725
14) 730
15) 730
16) 735
17) 735
18 )735
19) 740
20) 740
21) 740
22) 740
23) 740
24) 740
25) 740
26 )740
The final 26 weeks' worth of pay came to $18,940.
she earns $728.46 per week on average ($18,940 / 26).
her unemployment compensation = average weekly salary x 55% = $728.46 x 55% = $400.65
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What are the four parts of Alexander Hamilton's Economic Plan?A. establish a national bankB. pay off war debtC. pass whiskey taxD. create protective tariff
Ten days after Hamilton became Secretary of the Treasury, the House of Representatives requested a debt-reduction plan. Hamilton projected interest-inclusive $54,124,464.56. The expectation was that the debt would be decreased and U.S. citizens would receive partial reimbursement. Speculators and merchants bought most domestic debt certificates from Revolutionary War soldiers and patriots at deep discounts. Since the speculators had bought the certificates at a discount, many Americans thought it unnecessary to pay them the whole amount.
Thus, Hamilton's 1790 Congress suggestions surprised some. Since repaying the foreign debt was crucial to the new nation's credibility, few Congressmen opposed his proposal. His plan to fully repay domestic debt proved controversial. Hamilton demanded full payment to bondholders, whether speculators or not. Some members of Congress objected to rewarding speculators without compensating soldiers and others who had held the bonds.
The federal government assuming state debts was another controversial idea. Northern Congressmen backed the proposal because northern states had higher debts, but southern Congressmen opposed it as an unjust burden on the nation. Finally, if the national capital was constructed in the South, the federal government would pay state war debts.
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The right way of asking the question is:
What are the four parts of Alexander Hamilton's Economic Plan?
A. establish a national bank
B. pay off war debt
C. pass whiskey tax
D. create a protective tariff
Why are women generally more flexible than men?
Women are generally more flexible than men dues to the makeup of their connective tissue.
Surprisingly gender plays a role in flexibility as well. And women are more naturally flexible than men, partly due to the composition of their connective tissue. In men connective tissue binds, compartmentalizes, and protects fragile muscle fibers and, therefore, restricts stretching and potential tearing. On the other hand, women possess more elastin, which, as the name suggests, facilitates muscle elasticity.
Therefore, women are more naturally flexible than men, owing to their connective tissues' genetic and biological nature.
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What is the most important part of making a successful presentation Mcq?
The introduction is the most important part of the presentation as it sets the tone for the entire presentation. Its main purpose is to grab the audience's attention, usually within the first 15 seconds of her.
Preparation is paramount to a successful presentation. This is a very important foundation and should be spent as much time as possible and avoiding shortcuts. Here are some key points for a successful presentation:
Clearly define your goals before giving your presentation. Learn and master your subject.
Make a plan and think about storytelling.
Prepare and rehearse oral presentations.
Be natural during your presentation.
As with other forms of academic writing, the presentation can be divided into three parts:
An introduction that explains the purpose and structure of the lecture. Body text covering the main points. and a conclusion that summarizes and emphasizes the importance of the presentation. Successful presentations are easy to understand, memorable, and inspiring. Understandable. A successful presentation is free of jargon, jargon, complexity and confusion.
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What is a quota as a barrier to trade?
Quotas are government-imposed trade restrictions that limit the number or amount of goods a country can import or export during a specific period of time.
Countries use quotas in international trade to regulate the amount of trade between them and other countries. Government programs that enforce quotas are often referred to as protectionist policies. Additionally, governments can issue these guidelines if they have concerns about the quality or safety of products from other countries.
Countries use quotas in international trade to regulate the amount of trade between them and other countries.
Within the United States, he has three types of quotas:
Absolute, Tariff, Tariff Priority Level.
A tariff is a tax that one country imposes on goods and services imported from another country.
Tariffs increase the cost of imported goods and services, making them less attractive to domestic consumers.
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name one responsibility of a sport marketer working in market research and development.
A sport marketer is responsible to identifying new market as a part of his market research and development responsibility.
A sport marketer helps a sport organization to grow their fan base as the source of their income through selling merchandise, holding events, and promoting athletes and teams.
A sport marketer plays a big role in retaining brand loyalty of team's fans. He has to develop and nurture their loyalty to ensure their eagerness to spend money on athletes and teams, either for merchandise, match tickets, or other paid events.
A sport marketer has to determine his target audience. He has to ensure that the marketing and promotion plan that he build can meet the audience preferences and is attractive to them. A sport marketer is responsible in market research to understand the public preferences and to identify new potential target market.
A sport marketer needs to deal with contraccts, marketing strategies, promotional campaigns, social media accounts, and estimating demand for products and services. A sport marketer is responsible to the effectivenes of the marketing strategies and its implementations.
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What is the most common reason why countries create trade agreements to limit imports to create free trade to establish quotas?
The most common reason why countries create trade agreements to establish quotas is to protect domestic industries and jobs.
Quotas limit the amount of a particular good that can be imported into a country, which helps to protect domestic producers of that good from foreign competition.
This can help to keep domestic industries and jobs from being overwhelmed by cheaper imports. Additionally, quotas can also be used to manage the flow of goods between countries, in order to help balance trade and prevent one country from dominating a particular market.
Quotas are quantitative restrictions on the amount of a particular good that can be imported into a country. They can be set for a specific period of time, or be permanent.
Overall, trade agreements that establish quotas are often used as a tool to protect domestic industries and jobs, and to manage trade flows between countries.
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In a move aimed at boosting employee salaries, the federal trade commission proposed a ban on:
The federal trade commission proposed a ban on non-compete clauses in employment contracts.
Non-compete clauses are contractual provisions that prevent employees from working for competing companies or starting their businesses after they leave their current employers.
The proposed ban would mean that employees would no longer be restricted from taking their skills, knowledge, and experience to a different employer or using them to create their businesses.
This would help to create a more competitive labor market and enable employees to negotiate better salaries and benefits from employers. The FTC believes that banning non-compete clauses could help improve wages and working conditions for many employees across the country.
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Correct question should be: The federal trade commission proposed a ban on non-compete clauses in employment contracts. Explain
Businesses that use physical locations and e-business are known as
Answer:
Explanation:What an e-business sells can help to classify it. In addition to a physical location, physical goods can be offered through an online store or marketplace. Online retailers can offer almost any kind of product, including clothing, athletic products, and home items.
Online purchasing can give small companies who sell perishable artisanal goods like jams or cheeses access to a new, location-unrestricted market. Businesses can ship their products to clients within a day or two thanks to drop-shipping options and useful packaging. Additionally, they can collaborate to sell subscription boxes that bring together a variety of connected products and make them available to customers on a regular basis.
What is the difference between an IRA and a 401 K )?
A 401(k) is a retirement account that you open via your company, whereas an IRA is a retirement account that you open on your own. Both IRAs and 401(k)s provide both regular and Roth choices, with the former requiring pretax contributions and the latter post-tax ones.
Although both accounts are used to save for retirement, a 401(k) is a specific kind of employer-sponsored plan with its own set of regulations. On the other hand, a traditional IRA is an account that the owner creates on their own, independent of their employment. Depending on the person, a 401(k) or an IRA may be a better option. Pretax contributions to a 401(k) are higher than those to an IRA each year. However, an IRA typically has more investment possibilities, giving the account's owner more freedom and flexibility. Keep in mind that a person can possess both.
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What is the federal funds rate and how does it impact the interest rates consumers see when looking to borrow money?
Federal funds rate is the interest rate charged by the Fed to a commercial bank when it borrows or lend its excess reserves to other banks. Federal funds rate will affect the interest rate a bank charges to its consumers.
Federal funds rate is one of monetary policy tools the Fed used to control the amount of money supply. Federal funds rate is used by the Fed to control the economic growth. Federal funds rate is charged by the Fed to a commercial bank and will affect the interest rate the bank charges to its consumers.
If the economic growth exceeds the standard growth rate, the Fed might try to slow down the economic growth by increasing federal funds rate. If federal funds rate is high, commercial banks will keep their money to meet the standard reserves and charge higher interest rate to its consumer to lower the money loan demanded.
This action will encourage consumers to increasae their savings and decrease their credits. This condition will lead to lower money supply in the economic and slowing down the economic growth.
If the economic growth is too slow, the Fed might boost the growth by lowering federal funds rate to increase the money supply in the economy. Since federal funds rate is low, commercial banks will be more eager to give credits to their consumers by lowering the interest rate.
This move will encourage consumers to borrow money from the banks and increase the amount of money supply in the market.
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Which is better long-term finance or short-term finance?
Long-term loans are often repaid over a number of years, although short-term loans can be repaid in as little as two years or over a few months.
Briefing:-Your need for credit will also influence whether you choose short- or long-term financing: the amount you must borrow. how soon you require the money.
Which type of financing—short-term or long-term—is preferable?Long-term loans are typically regarded as preferable to short-term loans since they offer greater loan amounts, lower interest rates, and longer repayment terms.
Why is financing for the long or short term important?The kind of capital that businesses choose will largely depend on the demands of their industry. Unlike short-term capital, which is best used for daily, operational purposes, long-term capital is better suited for both internal and external strategic investments as well as financial risk management.
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Which of the following statements best describes the study of economics?Economics studies how:a. to organize production so that scarcity does not occur.b. to create incentives so that scarcity does not exist.c. firms make profits.d. we make choices in the face of scarcity.
(D) we make decisions in the face of scarcity.Economics is a social science that studies the behavior and interaction of individual economic agents, consumers,producers, and the government.
The subject of economics has two main branches microeconomics and macroeconomics.Become a Study.com member to in economics we study that resources are scarce.The The economy,in general,is understood as the study of how individuals and society make decisions in the face of scarcity of resources, having alternative uses,to achieve maximum satisfaction.It often involves topics like wealth and finances,but it's not just about money.Economics is the study of how individuals and societies choose to allocate scarce resources, why they choose to allocate them that way,and the consequences.
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What effective rate (%) is equivalent to 10% nominal rate compounded quarterly?
10.381% is effective rate (%) is equivalent to 10% nominal rate compounded quarterly.
What is 10%'s actual interest rate?
When something is said to have a "interest rate of 10%," it signifies that the interest is compounded annually at a rate of 10%. The nominal annual interest rate in this instance is 10%, and so is the effective annual interest rate.
What is an example of a nominal rate?
A nominal interest rate is, for instance, the interest rate that is quoted at a bank on any given day. This is the nominal interest rate, which would be 2.59% per year if a bank advertised it for a car loan. It represents the annual interest that a borrower of cash for the purchase of an automobile would pay.
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Collateral agreements for a note or bond can: Multiple Choice
O Reduce the risk of loss in comparison with unsecured debt.
O Increase the risk of loss in comparison with unsecured debt.
O Have no effect on risk.
O Reduce the issuer's assets.
O Increase total cost for the borrower.
Option (a), In comparison to unsecured debt, collateral agreements for a note or bond might lower the risk of loss.
Why is unsecured debt more dangerous than secured debt?An unsecured loan is one that has no collateral attached to it. Since there is no collateral to provide as security for unsecured debts, lenders may view them as riskier than secured debts. That suggests that approval criteria might be stricter and interest rates might be higher.
Exists any bond collateral?The security for a specific type of financial instrument known as a secured bond is a specific asset that the issuer owns. For the loan, the object is pledged as security. In the event of an issuer default, the bondholders will acquire legal ownership of the asset.
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How to get above 750 credit score?
Pay Your Bills on Time, Every Time. Perhaps the best way to show lenders you're a responsible borrower is to pay your bills on time, Keep Your Credit Card Balances Low, Be Mindful of Your Credit History, Improve Your Credit Mix, Review Your Credit Reports.
Define credit card? A credit card is a payment card that is given to customers so they can pay a merchant for products and services based on the debt they have accumulated.A credit card is a financial product provided by banks with a pre-determined credit limit that enables you to conduct purchases without using cash.Based on your credit score, credit history, and income, the card issuer decides how much credit you are allowed to use.Both debit and credit cards can be used to make purchases of products and services without using cash or a cheque. Where the funds to make the purchase originate from makes a difference between the two. When a credit card is used, the bank (or other financial institution) is lending the cardholder money or extending credit.To learn more about credit card refer to:
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What affects your credit score most?
Your payment history is one of the most important credit scoring factors and can have the biggest impact on your scores. Having a long history of on-time payments is best for your credit scores.
How long does late payments stay on credit report?Your credit report may contain late payments for up to seven years. They have the potential to lower your credit score, but the impact wears off over time.
However, not all late payments are recorded in your payment history.
The credit card company may charge you a late fee if you pay a bill with a credit card after the due date rather than on time, but your credit won't be harmed.
If the payment is more than 30 days overdue, the circumstance is different.
The impact on your credit ratings in this situation is determined by how long your account was past due before you made a payment. Thus, a payment that is 60 days overdue will do additional damage.
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What is the relationship between the states and the central government?
The relationship between the state and central government is defined by the Constitution.
The Constitution gives the federal government some authority while reserving other powers for the states. Both of these are referred to as enumerated and reserved powers, respectively. Among other things, the federal government has the authority to control commerce, print money, and keep a military. On the other hand, the states have the authority to control a variety of things, including the operation of elections and the maintenance of a police force.
Any powers not granted to the federal government by the Constitution or banned by it, according to the 10th Amendment, are reserved for the states or the people. Article VI of the Constitution's Supremacy Clause declares that federal laws and treaties are the supreme law of the country" and that states are required to uphold them.
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What is the meaning of ownership in economics?
Ownership is the act of possessing legal custody and control over anything, whether it be a tangible good or an intangible one.
There are several methods to acquire, transfer, and lose ownership of anything, and the mechanics of ownership are highly complex. One may acquire property by paying cash for it, exchanging it for goods, winning a bet, receiving it as a gift, inheriting it, locating it, or claiming it, claim damages for it, labour for it or provide a service for it, make it, or homestead it. By trading it for another piece of property, selling it for cash, giving it as a gift, losing it, or having it legally taken from one's possession through eviction, foreclosure, seizure, or taking, one can transfer or lose ownership of property. The many rights that make up ownership, or title, may be unique and held by different people.
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Why does export subsidy increase domestic price?
The concept given is Subsidies, which are a payment from the government to private entities, usually to ensure firms stay in business and protect jobs. The answer is, domestic firms would be unwilling to sell at home for less than they would receive if the product was exported.
A government subsidy or incentive is a form of financial support or support given to a sector of the economy in general to further economic and social policies. While the term subsidy is usually given by the government, it can refer to any type of support, for example from NGOs or in the form of hidden subsidies.
An export subsidy will increase the domestic price and, in the case of a large country, decrease the foreign price. The export subsidy will increase the number of exports. The export subsidy will affect the price by a difference equal to the value of the subsidy between the foreign price and the domestic price of the product.
Export subsidies provide an incentive for producers to source from export rather than domestic consumption. the withdrawal of supplies from the internal market leads to an increase in internal prices. At the same time, world market prices are falling because supply on the world market has increased.
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An appreciating yen makes Japanese products
O more expensive in foreign markets.
O less expensive in foreign markets.
O more expensive in the Japanese market.
O more expensive in both foreign markets and the Japanese market.
An appreciating yen makes Japanese products greater expensive in foreign markets.
Why Japanese yen has much less value?The yen's slide has been driven via the difference between pastime costs in Japan and the US. Since March, the US Federal Reserve has aggressively raised its predominant activity fee - from 0.25% to 3.25% - as it tries to handle the rising value of living.
Is the yen appreciating or depreciating?Japan is concerned about the weak yen, however its coverage preferences for responding are restrained as a international recession looms. In the middle of international inflation, the Japanese yen has been weakening at some stage in the year. At the opening of 2021, the yen was once 104 to the U.S. dollar.
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People, businesses and environment are protected,benefited by regulation, which also supports economic progress. The main ways that the government can accomplish its policy goals is through regulation.
What purpose does a regulation serve?Regulation is the process by which public sector organizations impose limits and limitations on specific activity. In order to accomplish its goals, the government imposes obligations on businesses and persons in the private sector. These include better and more affordable products and services, safeguards for current businesses against "fair" (and unfair) competition, cleaner air and water, and safer products and workplaces.
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Question 5/5
Which of the following is NOT a common feature of a
financial institution?
Answer:
Direct deposit. So answer is access to investment advice so we can light here and it says two. Investment advice is not a common feature is not a common feature.